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Hi not sure if this is the right place to post this am trying to claim back mis sold PPI from central capital we had a loan from swift which they have agreed to reduce amount to pay back and i can say they have been very good with this and don,t want too risk this as we are in process of selling as we were in arrears . am just getting confused as to the amount and interest i should claim for ppi but here goes
Total loan £34,095.00 over 300 months at apr of 14.52% monthly interest is variable starting at 1.2100%
PPI £4,773.30
so total loan is £38,868.30 over 300 months and inc ppi
interest is 14.52% apr
Monthly rate 1.2100% Variable
so i have calculated that
ppi interest since loan was taken is £1,559.44
total is £6,332.74 inc ppi and interest since loan was taken out ( so this is cost of ppi to date inc interest)
£4,773.30 ppi
£1,559.44 ppi interest to date
so am adding the following
£1,028.42 Statutory interest 8% on ppi
£410.52 statutory interest on ppi intrerest
with statutory interest added
total to claim is £7,771.68
Is thai right or have i gone off track hope this is the right place forgive me if not
To be honest, I dont understand this interest thing much. There are quite a few threads with people claiming back PPI, it might be a good idea to have a quick look through some of them.
1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -HERE
2: Take back control of your finances -Debt Diaries
3: Feel Bullied by Creditors or Debt Collectors?Read Here
When the Liberals and Conservatives were in opposition, they both agreed that banks should pay back high bank charges to customers. Nothing seems to have happened since they came into power as a coalition. PPI Insurance has been sorted. Now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE
PPI claims central capital / central trust
from central capital we had a loan from swift which they have agreed to reduce amount to pay back and i can say they have been very good with this and don,t want too risk this as we are in process of selling as we were in arrears . am just getting confused as to the amount and interest
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Re: PPI claims central capital / central trust
