Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
does anyone know how i would get hold of an account number and sort code as i threw it all away about three years ago. this is probably a stupid request with a fairly obvious answer
Its quite easy ...all you have to do is write to the bank and ask them to supply you with the account details, dont forget to supply the address you were at at the time
Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.
If you're sending a DPA letter you dont need account numbers as you are the subject, as mechs says give your address that you were living at the time, your name and date of birth
I QUESTION THEREFORE I AM!!
Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!
right quick update got all statements back and did spreadsheet and sent off first asking back letter thingy.Got standard bog off letter three days ago how many days was it till next letter and i know its probably in faqs.funny thing was they said the FA said only credit card charges where unfair not currant account charges there an absolute joke arent they!!xxKIa
Don't quote me on this, but some forum members think once A&L have replied with a 'Get lost' that you are within your rights to proceed to the next level straightaway. After all the 14 days is to give them time to look into the matter and give a reasoned response. If they choose not to do this, but to send a standard reply, then that is their problem.
You could wait for the full 14 days if you like - just in case they change their minds, though you may think that unlikely to happen.
From the point of virw of court action, i would allow the 14 days before sending the lba. That way if, and its a big if, they end up in court, the judge cant say you didnt allow sufficient time.
We all know they wont go to court but everyone thinks they will be the first.
A & L SETTLED IN FULL
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just a quickie
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