Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
my wife has 2 accounts, one loan, one normal
I will record my progress in this thread.
11/07/2006
Sending Data Protection Act to 201 Grafton Gate East with £10 for list of charges since 11th July 2000
20/07/2006
Recieved statements from cahoot. (They also sent back the £10)
Loan account has no excess charges, so that one ends here.
Current account at first glance has £1250, They sent back all transactions instead of just the charges. I will extract the information from the statements this weekend and then send a formal request for repayment.
Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.
Update
Got statements through, they refunded the £10 and supplied all the transaction details since the account opened.
They did this (in their words) to be helpful. It just means it will take a little longer to extract the charges from all the other transactions.
I will get an accurate figure this weekend, but it looks like my wife has got around £1250 in charges
Vanessa v Cahoot
Reply With Quote
don't be like the banks - give a little back 
There was a time before CAG but now CAG is here we are the empowered! 
