Thread: HSBC PPI/ Self Employed: Rejected refund request

I wrote to HSBC and their response was "We covered self employed."

Claim was rejected - does anybody know if this is the case?

Cheers,
F

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Every case Ive come across self employed are exempt from PPI i would check the wording of your policy booklet why was the claim rejected ?

Originally Posted by flibz

I wrote to HSBC and their response was "We covered self employed."

Claim was rejected - does anybody know if this is the case?

Cheers,
F

Yes, this is what it says in their policy wording (HSBC, Find out more, Optional Insurance, Payment Protection Insurance page):

What if I am self-employed?
If you are self-employed, or a company director, you can take out the policy, but you will not be covered for unemployment unless you can show you have permanently stopped trading, i.e. the policy will not pay for periods where you are experiencing difficulties finding work, but still continue in business. If you are a company director, you will have to show that your company has been involuntarily wound up by a creditor who was not a director of that company.