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    • No I'm not. Even if I was then comments on this forum wouldn't constitute legal advice in the formal sense. Now you've engaged a lawyer directly can I just make couple of final suggestions? Firstly make sure he is fully aware of the facts. And don't mix and match by taking his advice on one aspect while ploughing your own furrow on others.  Let us know how you get on now you have a solicitor acting for you.
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    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
    • OMG! I Know! .... someone here with a chance to sue Highview for breach of GDPR with a very good chance of winning, I was excited reading it especially after all the work put in by site members and thinking he could hammer them for £££'s and then, the OP disappeared half way through. Although you never know the reason so all I can say is I hope the OP is alive and well regardless. I'd relish the chance to do them for that if they breached my GDPR.
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Coucil Tax debt please help


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Hello Everyone,

 

I have had various council tax bills from the last 4 houses i was in and have successfully paid back 3 previous houses and am just paying back the house i am currently in. I had a direct debit setup for £250 and unfortunatly i couldn't pay it this month due to various reasons and so within two weeks i have been sent two bills

 

£211.38 for periods 01/10/07 - 31/03/08

£844.00 for periods 01/04/08 to 31/03/09

 

a week later these have been passed on to bristow and sutor who are demanding the money within 14 days.

 

Now i have two querys firstly i can pay the £211.38 this month so can have that wiped off but the other amount i cant pay. The issue i have is that the second amount includes 6 months in the future, surely they cannot ask me to pay for 6 months inthe future as i could move out next month and they would have to pay it me back.

 

Please can someone advise me of my options as a £400 bill for the 6 months i have been here is obviously easier to pay then £844

 

Any advice greatly appreciated

 

Matt

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Council tax is 'always' due in advance but the councils allow you to pay it over 10 months.

Give the council a ring or pop in there and pay the £211 and ask them for a payment schedule for the remainder.

 

There will be a liability order against you as that is what councils enjoy doing the most as it adds to their income. This liability order will allow them to send in bailiffs if required or to take payment from you wages or benefits, so get in there first with your payment and offer for monthly amounts.

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  • 2 weeks later...

True.

You will find that normally if you default on your monthly council tax payments, you will always receive a request for payment of the whole year.

Please note that although my advice is offered, you should consult your legal representative before taking ANY action.

 

 

have a nice day !!

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  • 2 weeks later...

can someone help me please ,the council messed up and never gave me any discounts on my council tax , im a widower with 2 sons 18 and 19 the 18 yr old is reg. blind ,i waited for ages for a bill with the proper amount on it which never turned up and stupidy forgot about it, they sent the baliffs rundell and co ,i asked the council to call it back but the nice woman there said can u prove you phoned a few times i said yes but it was some time ago and cant find the phonebill she said she wasnt willing to recall it, so rundell and co sent me a letter saying they want the cash 1200, i said can i pay it at 200 a month which was accepted ,i paid the first 100 and my morgage company suprised me by clearing their arears of 360 so i couldnt afford to pay the 2nd ,on friday a baliff letter turned up saying bout calling them for repayments so i phoned and told them the problem i thought he was calling to discuss payments but he wants the full amount in one go i havent got it ,i said i will give u 400 tomorrow and balance on 23rd he said no ,he has intimidated me on the phone and intimidated my disabled son when he came early today , what do i do i cant afford 1200 in one go.can anyone help me please

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There are no discounts for being registered bind or being a wdiower - you may qualify for a carers disregard but as there are still 2 remaining occupants over the age of 18 then you will still be liable for the full charge.

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i have just checked how much i owe on the crawley borough council website and they say i owe 1048 if i paid it online ie 400 would that be allowed do u think or is it me being daft ,my sons were students that is why i asked bout discounts etc with them

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