Quinn V firstplus PPI

**quinnan** · 14th September 2008 16:04

recieved my SAR icon

and have downloaded the spreadsheet and now trying t make sense of everything and prepare a claim. Though its not terribly straightforward as we havehad two loans with them and the paperwork isn't the most straight forward.

Anyone else taken on Firstplus for PPI icon

? Its currnently all looking a bit daunting though i think thats down to the paperwork i'm trying to comprehend

Similar Threads:

**Hopeful1** · 14th September 2008 18:32

Hi Quinnan

If you click on SEARCH just above and type in Firstplus, quite a few threads come up. You may glean some useful info and allies from some of them.

Good luck

**KaneCole** · 14th September 2008 21:50

Hi Quinnan

I have a claim with firstplus which is with the Ombudsman icon

at present. See my thread.

Kanecole

http://www.consumeractiongroup.co.uk...t-my-next.html

**Bog** · 15th September 2008 12:59

First Plus are terrible at providing you with detailed break downs of figures! Did they include settlement figures in your S.A.R - (Subject access request icon

) for the first loan? Did you get one when you opend the second account?

If not, ring them (or write) and get them to send it to you - I rang them and they sent it out within a couple of days!

This settlement letter/summary is not as detailed as it could be (as I said, First Plus like to keep you in the dark!), but it has the numbers on there to work out what you are owed - It was the most usefull document for my claim.

**quinnan** · 15th September 2008 13:19

there wasn't a settlement letter as such but i managed to work out what they had used from various other bits of paper they had sent. They didn't (surprise surprise) refund the PPI icon

in full (was about £2,000 light nor did they refund the intrest paid on it).

Think i've got the figures sorted out, i'm pretty sure that there where some intrest rate changes during the term of the first loan which they haven't supplied. Though everything else is now in the CAG icon

PPI calculator and it totals a rather staggering amount of money

. Just need to double check it then formulate the letter for the claim and get that sent off this week

Is best to go for statutory intrest or use the contractual rate (makes a differnce of about £4,000 to the claim - assuming i have done it right)?

**quinnan** · 13th October 2008 22:22

Letter went in the post today :grin:

**Goldlady** · 13th October 2008 22:31

Best of luck. When I reclaimed PPI icon

from them for my friends (look at thread under my username) they actually calculated it themselves - but this was a few months ago now.

**quinnan** · 14th October 2008 16:23

Thanks i kind of used some of your letter as a starting template!

Not entirely sure i trust them to come up with the right figures which was why i had wantd a rough idea to start from.

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