Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Cagger since
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    Default need to smash egg for brother

    due to marital break up, brother has made a mess of this,
    any thoughts on the default notice
    looks good to me

    arrears ammount £165
    can you believe that


    important-you should
    read this carefully

    default notice
    served under 87(1) of the consumer credit act 1974

    account no

    balance credit limit

    arrears ammount


    dear mr xxxxxxxx

    we refer to the above agreement which you have entered into with us. you are in breach of the terms of your credit card agreement that requires you to pay the installments specified on the dates they are due. the above amount is now due and owing.

    you may remedy this breach of your agreement by full payment to us.
    please call us to pay by card on xxxxxxxxx before 21 july 2008.
    when making a payment into your account by debit card , the payment will be applied within four working days. when paying by cheque, the payment will be applied within eight working days of us receiving the cheque.

    if the action required by this notice is taken before the date shown no enforcement action will be taken in respect of the breach.

    if you do not take the action required before the date shown then the full further action set out belowmay be taken against you


    before the date shown, in both paragraphs has been under lined


    also 2 weeks ago he sent Eggicon a cca request, today they again say the account has been terminated for the arrears of £165
    and the account has been sold to a DCAicon

    this is while he is waiting for a copy of his agreement, which was sent and received by recorded delievery


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  2. #2
    Site Team dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk's Avatar

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    Cagger since
    Dec 2006
    I am in
    a sort of fire-fighting role here. Hate HFC & their past compulsory PPI ethos
    Posts
    25,074

    Default Re: need to smash egg for brother

    well if the debt has been sold
    i would fire off the DCAicon a CCA request.

    use the search above for CCA

    then ensure you get all the correct paperwork back

    if this is in order i would make an offer of £50 or less to close the debt once and for all as the DCA would have brought it for about 25% of its outstanding balance.

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
    Siteteam

  3. #3
    Royalties Gold Account Holder
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    Cagger since
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    19,963

    Default Re: need to smash egg for brother

    bump



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE