Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
morning all, I have the wost possible situation & dont know what to do
I got a car from welcome in 2004 on finance
I lost my job & couldnt kee up with payments, Welcome refinanced the agreement for me. I got another job but fell deep into debt.
Welcome then allowed me to refinance again. I am finding it difficult to pay them & I am now 2 months behind
Now for the big problem....The car broke down 18 months ago & I had it towed to my home. tax ran out so it was a case of fix it or crush it.
Someone came & towed it to the crushers free of charge but I listed the car as being off the road. What do I do now, if I tell welcome that I had it crushed what can they do & do I have to pay the full amount of the finance.
I originally signed an agreement for a car worth 4000 due to refinancing the debt is now 9000
Why di you crush it, it was welcomes car; if it was a major fault you could of got them to fix it! or you could of given it back to them? They will want their money as there is now no car; sorry but you will have to pay or agrre some sort of settlement, suggest you speak to CAB about this, if interest on loan high they may be able to help.
I told them about the problem but they said that if they fixed it I would be charged for the towing, repairs & anything else that needed doing
I was unemployed at the time so could not afford to get it towed to them. I couldnt keep it off the road & the MOT was due as well as the tax, if I hadnt got it crushed the council said they would crush it & I would of got charged for that too.
major problem with welcome help!!!
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