Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have just received an agreement from Abbey to pay on Financial Hardship under the FSA New waiver rules 65% of my claim £4,3K my claim will not be preudiced and should the OFT win the test case then I can expect the balance of 35% plus further interest. My claim was dealt with within 4 weeks.
This is my thread, a claim which I started early last year and then it got caught up in the stayed cases at court. I have been in court with Abbeys barister to try and lift the stay and did my best to argue with the Judge and Barrister for Abbey for 1.5 hours when we only had 10 minutes allocated for the hearing. http://www.consumeractiongroup.co.uk...bbey-bank.html
Anyone in this Financial situation should make a claim to any of the banks not just Abbey as they are all starting to help hardship cases.It is important however to package up the claim well and include all evidences, and income and expenses, an up to date spreadie of charges and statutory/ compensatory interest and finally a letter explaining why you are in this situation and why you come under the FSA waiver rules.
I would like to help anyone who finds themselves in this situation.
Tuttsi Hardship Claim Interim Payment
to pay on Financial Hardship under the FSA New waiver rules 65% of my claim £4,3K my claim will not be preudiced and should the OFT win the test case then I can expect the balance of 35% plus further interest
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