Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Hello to all and in with 1st question

    Hi folks, new to this forum, so hope I'm in the right place.
    OK, I have a friend (No really!!), but not a forum person, hence me doing typing/asking etc. (I'm in loads of these).
    She is Polish migrant who has been here 3 years now, she has been working in the same dead end job since she arrived (Hotel work, minimum wage, long hours, no pay for extra hours etc etc), so certainly no work dodger as she has not missed a day in 3 years (Apologies if that is an unneccessary statement, but occassionally people make assumptions when someone quits, so just trying to be clear). She has finally had enough of the intimidatory management style and being treated like a slave and quit with the intention of retraining (1 year Level 2 NVQ course in adminicon), to hopefully find a decent job. Problem is, she has now made herself unemployed and whilst she has enough savings to just about cover the college course (£900), she will struggle to live as the course is 2 days at college and 2 days on placement with no pay. Are there any options open to her to get any sort of financial help or benefits? Job centre basically told her to get lost, is there anything she can do?
    Thanks

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  2. #2
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    Default Re: Hello to all and in with 1st question

    She may be entitled to Adult Learning Grant, up to £30 per week during term-time for up to two years. She needs to ask at the College to apply.

    As an aside, can't she take a part-time job for one/two days a week?


  3. #3
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    Default Re: Hello to all and in with 1st question

    Oops sorry, forgot to clarify that. Yes she fully intends to find part time work, but as yet, she hasn't been told the hours and days required to attend college (Only enrolled today). Once she has that info, she knows what time she has spare to find work.
    £30 per week? I think she will struggle with rent/council tax etc. Doesn't seem to be much help with trying to better yourself in this country. Makes me feel very lucky to be middle aged, and in secure job, not young and trying to get a start.
    Thanks for the advice, I'll help her check that out.


  4. #4
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    Default Re: Hello to all and in with 1st question

    As a full-time student, she will be exempt from Council Tax. She needs to get a letter from the college confirming she is a full-time student.


  5. #5
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    Default Re: Hello to all and in with 1st question

    Thanks again. Re: council tax, am I right in thinking her landlord will declare having full time student as tenant? She is a lodger in landlords home. I don't suppose there is any help with housing benefit or anything?


  6. #6
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    Default Re: Hello to all and in with 1st question

    Only in very limited circumstances would HB be payable whilst she is a full-time student. Basically this is limited to disabled people (in receipt of DLA) and lone parents.

    She needs to make arrangements with the landlord regarding the Council Tax. Depending on the terms of her lease, she may be contractually bound to contributeicon to CT, even though she would not have statutory liability.


  7. #7
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    Default Re: Hello to all and in with 1st question

    OK, thanks again, sounds like she's pretty well stuffed and has very little in the way of options apart from a possible £30/wk and whatever she can earn in a few days part time.


  8. #8
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    Default Re: Hello to all and in with 1st question

    It's unfortunate, though maybe next time she'd be advised to look at finances and affordability before enroling; paying £900 course fees may turn out to be quite an expensive mistake!


  9. #9
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    Default Re: Hello to all and in with 1st question

    How else could she do it? She wants to advance herself and try and find a worthwhile job, but it's almost impossible to find them without qualifications or experience?


  10. #10
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    Default Re: Hello to all and in with 1st question

    I don't know if placements count (hope they do) but you have to be at college for 15 hours a week to become a full-time student. I would suggest your friend visits her local council (do they have neighbourhood offices in your part of the world) for advice on what she is entitled too. The college should also be able to offer advice. If she is a full-time student than she can apply for an exemption certificate which will help with the council tax. All the best to her - I hope it works out well. It may also be that she will be able to claim IS come the summer holidaysicon if she has no other form of income.

    By the way if she ends up getting paid at her placement that would not be regarded as income (by B'ham city council I know for a fact - but surely this will apply to all councils) as it is a condition of her college course that she gains experience and the college have placed her.

    If the course is less than 15 hours per week she may be able to claim jsa. I just don't know if that applies to 'foreigners'. Certainly be better off than the EMA if that is the case.

    If my advice has been helpful tip the scales

    West brom SETTLED

    Halifax current SETTLED IN FULL

    halifax curent (2nd) stayed. Visa - SETTLED
    2nd visa LBA sent
    halifax for the 3rd time. LBA sent

    Egg - SETTLED GE Money - SETTLED Barclaycard SETTLED twice

    Sainsbury's - Awaiting court date

    Co-op cc SETTLED IN FULL 2nd claim. Settled in full


    National Westminster Settled in full. 2nd claim. N1 submitted


    HFC bank SETTLED. HFC 2nd claim - lba sent 21/10/08 Time Retail N1 filed Argos settled in full Creation - SETTLED IN FULL


  11. #11
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    Default Re: Hello to all and in with 1st question

    Thanks Sallysas
    I think the course is over 15 hrs, without placement, so full time student, but due to no income, enrolment officer sort of suggested non commitally, that she maybe might not need to mention the placement, and might just qualify for jsa. I hope the 'foreigner' thing isn't an issue, she has been paying tax and NI since she came here 3 years ago, so she is fully paid up.
    She hasn't tried neighbourhood office yet, only job centre (Which is right next to it, coincidentally), I'll ask her to pop in there today. Thanks again for advice.


  12. #12
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    Default Re: Hello to all and in with 1st question

    PS, our part of the world is your part of the world, we're in Birmingham too.


  13. #13
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    Default Re: Hello to all and in with 1st question

    That'll teach me to not look. Due for an eye test too!!!

    Can't wait to hear how she gets on - life is so unfair to some people. Fingers crossed for her.

    If my advice has been helpful tip the scales

    West brom SETTLED

    Halifax current SETTLED IN FULL

    halifax curent (2nd) stayed. Visa - SETTLED
    2nd visa LBA sent
    halifax for the 3rd time. LBA sent

    Egg - SETTLED GE Money - SETTLED Barclaycard SETTLED twice

    Sainsbury's - Awaiting court date

    Co-op cc SETTLED IN FULL 2nd claim. Settled in full


    National Westminster Settled in full. 2nd claim. N1 submitted


    HFC bank SETTLED. HFC 2nd claim - lba sent 21/10/08 Time Retail N1 filed Argos settled in full Creation - SETTLED IN FULL



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE