Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Which savings account to open?

    Hi everyone,

    I'm new to this forum and wasn't sure where to post this thread.

    I need help with choosing a good savings account where i can access money from it, if i need too. I was looking at an on-line bank but not sure how i would go on about withdrawing money etc. (are on-line banks better then branch banks?)

    I really don't have a clue what makes a good savings account so any help would be great. Thanks

    James

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  2. #2
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    Default Re: Which savings account to open?

    I saw on tv the other day that Alliance and Leicester had a good savings rate at present but it only lasts for the first year which I assume means it drops at the 13th month.

    Withdrawing, you need one of those new type monitors with a slot underneath.

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  3. #3
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    Default Re: Which savings account to open?

    try Money Saving Expert: Consumer Revenge - Credit Cards, Shopping, Bank Charges, Cheap flights and more for that mate. Kaupthing Edge has the best instant access savings account at the moment I believe.


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    Default Re: Which savings account to open?

    Ive opened a Barclaysicon savings account where i'll put in £250 a month and recieve 7.75%. It also allows me to miss a payment without any penalties and it i withdraw the rate will drop to 3.03%. I also opended another savings account with Barclays and have put a large sum into that account. Then every month i'll take money (£250) from that savings account into the one with a higher interesticon.

    Does this sound ok?


  5. #5
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    Default Re: Which savings account to open?

    Not at all. Because you are not getting the full benefit. I am a fan of Kaupthing Edge to be honest, because they offer you a rate that is for lump sums and does not have a clause of pay £250 a month in. In point of fact, why is the rest of the money getting less. These types of account means that you will pay £3000 into the account within a year yet realistically you don't get 7.7% on £3000. Worth re looking into that one.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE