Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Nine or Ten years ago I became very ill for several months, unable even to walk. The consequence was I lost my business and my bankers at that time (Nat West) would not accept any offer from me for the repayment of loans.
The judge showed them no mercy, obviously the CCJ was granted but he ordered repayment at £5.00 per month. I have never defaulted.
All my other creditors were understanding and I paid them back over the years.
Completely out of the blue I have recieved notification of a redetermination hearing to be transferred to my local county court. I have checked around for advice, but this is usually used by debtors trying to reduce payments not creditors attempting to increase payments as far as I can tell.
Is the best course of action to lodge an I & E statement with the court? How often can Nat West do this and on what grounds?
When the Liberals and Conservatives were in opposition, they both agreed that banks should pay back high bank charges to customers. Nothing seems to have happened since they came into power as a coalition. PPI Insurance has been sorted. Now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE
Redetermination application by a creditor
. I have checked around for advice, but this is usually used by debtors trying to reduce payments not creditors attempting to increase payments as far as I can tell.
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