Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 1st September 2008 10:36 #1
    082stewie 082stewie is offline
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    Default Is gambling an illness under the hardship rules?

    Hi all,

    Thank you for a great and very informative site. I have been an avid reader but never posted anything. I was on a very similar site with many helpful members, and want to gather the expertise of your forum.

    I am/was a compulsive gambler, I have stayed "clean" for four months now and attend a GA fellowship for support and guidance.

    I am trying to put together the misery of debts I have left behind me and would like to re-claim my bank charges. As part of the waivericon I believe to claim hardship you could claim under serious illness.

    My question is, would being a compulsive gambler constitute as a serious illness. By definition gambling is a compulsive addiction and in many cases is defined as an illness. Should I go down this route? Or can I?
    17 yrs of gambling leaves a long trail and getting back ontop of things is high on my list of prioritys.

    All the best and thanks again for a great site!

    Stew

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  2. 2nd September 2008 01:26 #2
    caro caro is offline
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    Default Re: Is gambling an illness?

    Welcome, and well done on stopping gambling for so long. Looking at this link from the BMA itBMA - Gambling addiction and its treatment within the NHS: A guide for healthcare professionals, January 2007

    Seems gambling itself is not an illness, but there can be illnesses associateed with it.


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    When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.

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    The Consumer Action Group is a free help site.
    Should you be offered help that requires payment please report it to site team.

    Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
    Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
    Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

    Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE