Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. #1
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    Default simple? bank interest charges

    Can anyone please explain these interesticon calculations?
    see attached file

    Thanks

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  2. #2
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    Default Re: simple? bank interest charges

    Welcome to the site.I tried but my Excel isnt working.I am sure someone will be along to look for you soon.
    What specifically are you having trouble with ?

    If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.
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  3. #3
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    Default Re: simple? bank interest charges

    Quote Originally Posted by MARTIN3030 View Post
    Welcome to the site.I tried but my Adobe isnt working.I am sure someone will be along to look for you soon.
    What specifically are you having trouble with ?
    ADOBE? it is an excel file.
    i don't see exactly how the arrived at their interesticon amount.


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    Default Re: simple? bank interest charges

    Martin: As Anon125 points out it's an Excel file, not a PDF file.

    Anon125: I've opened the file, but the algorithm in the last two columns doesn't work for me, it shows '#NAME?'. If the data in these columns is needed to understand what is in the spreadsheet, then nobody will be able to figure it out without that information.

    I'm not quite sure how they work out the interest calculations. It should be 6.5% per annum according to your sheet, but there may be an added interest for exceeding an overdrafticon?

    I think you're going to need some more experienced help. If you could clarify from which bank this statement is, and perhaps one of the mods could move the thread to the relevant bank's forum, then you'll probably get more help, maybe from a bank employee.

    Sorry I can't be of more help, but I'm sure somebody here will be able to help you.

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  5. #5
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    Default Re: simple? bank interest charges

    [quote=legalpickle;1690237]Martin: As Anon125 points out it's an Excel file, not a PDF file.

    Anon125: I've opened the file, but the algorithm in the last two columns doesn't work for me, it shows '#NAME?'. If the data in these columns is needed to understand what is in the spreadsheet, then nobody will be able to figure it out without that information.

    I'm not quite sure how they work out the interest calculations. It should be 6.5% per annum according to your sheet, but there may be an added interest for exceeding an overdrafticon?
    quote]

    No overdraft fees, no late fees just interest.
    and the blue ones are the actual numbers from the bank.
    thanks


  6. #6
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    Default Re: simple? bank interest charges

    Quote Originally Posted by anon125 View Post
    No overdrafticon fees, no late fees just interest.
    and the blue ones are the actual numbers from the bank.
    thanks

    I never meant the blue columns, but the last 2 columns. After the blue columns is one column of numbers then two columns with incorrect algorithms.

    Are you sure that you're definitely being charged 6.5% interest?

    Which bank is this from?

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    Default Re: simple? bank interest charges

    6.5% is the rate stated on the statement.
    those last 2 columns are just one of the many attempts to solve this problem.
    thanks


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    Default Re: simple? bank interest charges

    Quote Originally Posted by anon125 View Post
    6.5% is the rate stated on the statement.
    those last 2 columns are just one of the many attempts to solve this problem.
    thanks

    I repeat, which bank is this from?

    You are most likely to get the most help from the specific forums relating to the bank it is from. I can't help anymore. If you post the name of the bank, then maybe a mod will move it to that forum. Alternatively you can repost in the relevant forum, but please post a link to the new thread here.

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