Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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Thread: abbey

  1. #1
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    Default abbey

    Hi everyone, I just wanted to ask about my experience with Abbeyicon, A couple of yours ago I was earning a good wage they gave me a £1250 overdrafticon facility and then my cicumstances changed and i ended up on single parent benefit( im a single dad with 12 year old daughter). I was really struggling and they sent me a letter to say I had six weeks to payback my overdraft, unfortunatley I did not notice the letter until they withdrew the over draft and my account was £1200 pounds overdrawn, I had to call the benfits people in a rush and change my bank account to Yorkshireicon as i was worried we would have no money to live on. I called abbey and asked why my overdraft had been removed and they said it was because it only lasts 12 months and when they reviewed it, my circumstances had changed and that was it. It was only 3 weeks before christmas and the woman was rude to me i was really fuming inside and i told her they will never get a penny for treating me like this, I was with abbey for about 15 years, They also took lots of charges over the last 12 months of the account been open which seemed to be costing me about 120 per month, when i asked about these charges they gave me the overdraft facility bit at a time and then i just seemed to be always paying them!Does anyone have anyadvice on this? I have still not payed them a penny, Im still really hurt and angry about the way they dropped me in the lurch!!I would really love some advice on this it would be very appreciated.
    Thanks

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  2. #2
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    Default Re: abbey

    You should start a claim to reclaim your charges. There might be enough to cancel out your overdrafticon.

    You need to send a SARicon letter to see just how much you can reclaim.

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    Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

  3. #3
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    Default Re: abbey

    Hi sea-side lady, thanks for setting me off in the right direction.


  4. #4
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    Default Re: abbey

    Your welcome. Any questions you have just ask.

    I will also move your thread to the Abbeyicon forum, you will get more help there.


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    Default Re: abbey

    Thanks, Im reading through all the stuff on the Abbeyicon forum!!


  6. #6
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    Default Re: abbey

    hi guys I have just recieved my summarry of bank charges it goes like this:

    I have added up the columns and it is £1235 pounds

    Whats my next step? can I claim for all the different types or is it only from one column?
    Roo


  7. #7
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    Default Re: abbey

    Just added them up again, it's £1135, My maths aint what it used to be!!!


  8. #8
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    Default Re: abbey

    Evidently...



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