Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi everyone, I just wanted to ask about my experience with Abbey, A couple of yours ago I was earning a good wage they gave me a £1250 overdraft facility and then my cicumstances changed and i ended up on single parent benefit( im a single dad with 12 year old daughter). I was really struggling and they sent me a letter to say I had six weeks to payback my overdraft, unfortunatley I did not notice the letter until they withdrew the over draft and my account was £1200 pounds overdrawn, I had to call the benfits people in a rush and change my bank account to Yorkshire as i was worried we would have no money to live on. I called abbey and asked why my overdraft had been removed and they said it was because it only lasts 12 months and when they reviewed it, my circumstances had changed and that was it. It was only 3 weeks before christmas and the woman was rude to me i was really fuming inside and i told her they will never get a penny for treating me like this, I was with abbey for about 15 years, They also took lots of charges over the last 12 months of the account been open which seemed to be costing me about 120 per month, when i asked about these charges they gave me the overdraft facility bit at a time and then i just seemed to be always paying them!Does anyone have anyadvice on this? I have still not payed them a penny, Im still really hurt and angry about the way they dropped me in the lurch!!I would really love some advice on this it would be very appreciated.
Thanks