Debts over 6 years old

**skier** · 27th August 2008 12:42

Hello, this is my first post and I'm hoping to get some advice. I have just recieved a letter from the student loans company requesting payment from loans dating back from 91 to 95. I am sure I finished making all the payments over 5 years ago however have not kept the paperwork. They must have contacted me throught the land registry (?) as I bought a house last October and this is the first I have heard from them.

Please can someone advise me about loans from a long period ago and what the law is on this?

Thanks

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**phatram** · 27th August 2008 13:58

I think you will find they are statute barred icon

and they can't do a thing about it. DO NOT admit to anything, DO NOT speak to them on the phone.
Post letter up so people can read it but remove all your details beforehand.

**emmaf01** · 27th August 2008 17:05

Depending on the situation I would probably send a SAR icon

to the Student Loans Company (stating with "I do not acknowledge any debt to your company").

If you can't scan the letter write what it says- removing all account numbers, names, etc

**BoSBoY** · 29th August 2008 02:54

depends on the loan type i guess, i am sure i read somewhere that government student loans are repayable only after you earn a certain amount and have no expiry date. also am i right in thinking it is taken direct from you wage?

**emmaf01** · 29th August 2008 03:26

Student Loans pre-1998 are governed by the CCA.

Later loans are different- deducted from wage etc.

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