Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    rolex111213 Novitiate

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    Question Not disclosing the apr?

    I entered into a lease agreement with a balloon payment after three years.I decided to keep the vehicle, and asked the finance company to re-finance the balloon payment which they did.I have since found out that the apr is 19% and that no interesticon rates were disclosed on the original or re-modified agreement's.Does this make them invalid?can i in theory give the vehicle back and ask for my payments back.

    Any comments would be appreciated,as this has become personal and i need all the ammo i can get.

    george.

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  2. #2
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    Default Re: Not disclosing the apr?

    Hiya Rolex,

    Welcome to CAGicon.

    You have posted in the wrong forum. I will move your post to where you will get more help and advice.

    Good luck.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE