Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I entered into a lease agreement with a balloon payment after three years.I decided to keep the vehicle, and asked the finance company to re-finance the balloon payment which they did.I have since found out that the apr is 19% and that no interest rates were disclosed on the original or re-modified agreement's.Does this make them invalid?can i in theory give the vehicle back and ask for my payments back.
Any comments would be appreciated,as this has become personal and i need all the ammo i can get.