Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 21st August 2008 22:12 #1
    Helford Helford is offline
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    Exclamation Car dealers fined over (PPI) insurance!

    See here:-

    BBC NEWS | Business | Car dealers fined over insurance

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  2. 22nd August 2008 00:01 #2
    kamroo kamroo is offline
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    Default Re: Car dealers fined over (PPI) insurance!

    Strange that looking for docs for my Natwesticon PPIicon found my nissan docs which I had paid off last year.
    Found I had been paying for the top PPI which again was useless to me.
    Sent letter off to Nissan at address given on document for customer support, only to receive a reply from Pinnacle apologiseing for the incorrect details regarding complaints (checked is Pinnacles address) and that they would pass on to Nissan Finance.

    Suppose I will have to wait and see.

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  3. 10th September 2008 23:52 #3
    kamroo kamroo is offline
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    Default Re: Car dealers fined over (PPI) insurance!

    Got reply today with copies of PPIicon aplication, Directors Guarantee form and lease purchase agreement form all signed by me!

    Do these documents make a differance when claiming?

    If I can still claim what reply would I send to this letter?

    Quote Originally Posted by RCI Financial Services
    I was extremely concerned to read that you feel that you were miss sold your Payment Protection Insurance, alongside your Finance Agreement with RCI Financial Services Limited.
    Please be assured that all our Dealerships are fully trained on the sale of Insurance products, and as a result, we are confident that you would have been supplied relevant documentation in order to make an informed decision in regards to which policy you required.
    However, if you believe you have evidence to support your claim that you were miss sold the Payment Protection Insurance Policy, please forward these to our Customer Services Department and we can review these for you.
    I would like to thank you for bringing this matter to our attention and can assure you that a record of the issues raised has been made.
    If you remain dissatisfied with the way your concerns have been addressed, you may wish to refer it back to the Financial Ombudsmanicon Service. You have six months from the date of this letter to do so. Please find enclosed The Financial Ombudsman Service leaflet entitled "Your complaint and the ombudsman.
    Thanks in advance for any assistance.

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  4. 11th September 2008 07:05 #4
    hellhasnofury hellhasnofury is offline
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    Default Re: Car dealers fined over (PPI) insurance!

    Quote Originally Posted by kamroo View Post
    Got reply today with copies of PPIicon aplication, Directors Guarantee form and lease purchase agreement form all signed by me!

    Do these documents make a differance when claiming?

    If I can still claim what reply would I send to this letter?



    Thanks in advance for any assistance.
    Hello Kamroo,

    Firstly was the ppi explained to you, were you given the option or were the documents just presented for signatureicon.
    They have a duty of care to ensure that the ppi was sold fit for purpose and was suitable for your needs.

    Was the ppi front loaded on the loan and did they add interesticon on to it.

    You also need to ask for evidence of commission based selling by the Company. Was there an incentive for the salesperson to add it on to your loan.

    If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE