Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. #1
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    Default what exactly am I entitled to receive from a SAR?

    a certain bank was SARicon'd by myself,and all they sent me were statements,despite being asked for any internal communications between branch and HQ concerning the account

    They have told me on the phone that I am not entitled to these,but I think they are prevaricating because these memos and comms may well contain damaging contents which would leave them in a tight spot (this is not a bank charges case)

    am I entitled to get hold of everything from them with my name on it?

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  2. #2
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    Default Re: what exactly am I entitled to receive from a SAR?

    Information Commissioners Office say this:

    http://www.ico.gov.uk/upload/documen...a_subjects.pdf


  3. #3
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    Default Re: what exactly am I entitled to receive from a SAR?

    thanks for the link,but it's a bit of a grey area.....if any data directly pertains to me and no-one else,I should surely be entitled to receive it?

    I am composing a letter to them,and I want to be sure of where I stand exactly


  4. #4
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    Default Re: what exactly am I entitled to receive from a SAR?

    Hi LTWFB

    I hardly ever saw anyone get what they were entitled to inc myself on several different accounts.

    You may well need to go down the road of complaining to the Information Commissioner after the 40 day period. Banks do not have high regard and give as little away as possible.

    Its obviously something specific you want- do you have anything from them that refers to it, which you could give to the commissioner?

    Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

    Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

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    kennythecelt@consumeracti ongroup.co.uk.



    Thankyou Kennythecelt

  5. #5
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    Default Re: what exactly am I entitled to receive from a SAR?

    I think it depends on what you think the bank have not given to you. I think you need to ask them for what you think they have and to ask them to confirm in writing when they destroyed the said details. If you still do not believe their story then go to the ICO with the relevant evidence to receive that information.


  6. #6
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    Default Re: what exactly am I entitled to receive from a SAR?

    Hi Kenny

    I had to go to the ICO to get them to comply at all!!I applied in MArch and got the statements last saturday,but the accompanying letter does not refer to the other data

    I strongly suspect that if they send me what I want,I will have them by the you know whats.....


  7. #7
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    Default Re: what exactly am I entitled to receive from a SAR?

    If your last point of contact was the Information Commissioner, deal with them, not the bank. They are the ones with the power to investigate.

    Let them know what you think it is they have- as yourbank said. Supply any possible proof if possible. Can you demonstrate to them how the banks action have impacted on you? That may well help.

    MacBoy had success in retrieving a lot of data from the Halifaxicon- think he is still sifting through it.

    I'll keep an eye out on this thread.

    Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

    Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

    http://www.consumeractiongroup.co.uk...ml#post1652270

    Register with CAG today, its free, its a great community:
    http://www.consumeractiongroup.co.uk/forum/register.php

    kennythecelt@consumeracti ongroup.co.uk.



    Thankyou Kennythecelt

  8. #8
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    Default Re: what exactly am I entitled to receive from a SAR?

    Quote Originally Posted by kennythecelt View Post
    Can you demonstrate to them how the banks action have impacted on you?
    oh yes!!It's with my solicitor,so I don't want to publicise any details-suffice to say they mucked us about big time,and I think they know it!

    thanks for the advice Kenny


  9. #9
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    Default Re: what exactly am I entitled to receive from a SAR?

    No probs, hope it works out well. Keep us posted re Info Comm.

    Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

    Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

    http://www.consumeractiongroup.co.uk...ml#post1652270

    Register with CAG today, its free, its a great community:
    http://www.consumeractiongroup.co.uk/forum/register.php

    kennythecelt@consumeracti ongroup.co.uk.



    Thankyou Kennythecelt

  10. #10
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    Default Re: what exactly am I entitled to receive from a SAR?

    well,that was quick!!!

    got a letter back form ICO this morning telling me that they are writing to the bank concerned telling them to stump up the requested info pronto,and if they refuse to do so,they are to write and tell me so with reasons

    ICO then says that in this eventuality,I may want to take the legal route against the bank,in which case I am to contact them for further advice!!



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