Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Apologies if in the wrong thread, but it may come in handy as I believe it can be a problem if companies were not regulated/covered - under jurisdiction at the time of taking out a loan and as you know the fos (Financial Ombudsman service) will only investigate complaints if they were under jurisdiction.
As you will be aware the FSA did not come into action until January 2005.
The only action some may have is "court action" if that finance company were not covered of when taking out credit prior to 2005.
So I am curious if anyone knows if there is a list or register for what companies were covered by GISC prior to 2005 ? Another words -
General Insurance Standards Council.;-)
when you ask for a copy of your policy through a SAR then it should state on the policy of the sales splurge if they are regulated and what association they are part off.
Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat.Thus, what is of supreme importance in war is to attack the enemy's strategy. What is essential in war is victory, not prolonged operations.
Sun Tzu 'The art of war'
POST THE LETTER AND SIGN THE PETITION AT POST 88 ON THE LINK BELOW TO GET THE OFT TO INVESTIGATE THE CRA'S
when you ask for a copy of your policy through a S.A.R - (Subject access request) then it should state on the policy of the sales splurge if they are regulated and what association they are part off.
Thank you Finlander, why haven't I thought of that ?? lol........
I do have rather a lot of SAR's to get through, from here and there, better get cracking..
Cheers.
Register for GISC companies
(Financial Ombudsman service) will only investigate complaints if they were under jurisdiction.
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Originally Posted by finlander
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