Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Not sure if im posting in the right place but here goes, can anyone advise please ...
In March 2007 my partner had a slow head on crash with another car, up a farm track blinded by sun in the early evening... anyway claim was settled (or so we thought) other car repaired but ours was written off and we received payment (it was an old peugeot 405 so was ber'd due to radiator damage)
My partner then bought a van instead and had to move insurance company to get the right cover.
Last month we received a letter from a solicitor claiming his client was a passenger in the other car and had suffered whiplash etc and they wanted to make a claim - this is 15 months after the incident! The letter however had only got to us by some miracle by royal mail as the name address and postcode are all incorrect. In light of this we decided to ignore the letter and see what happens - surely they cant issue a summons (as threatened if we dont supply the insurance details as requested) if they dont have the correct details??
Any advice would be welcome - thanks
Yes they can still make a claim 15 months later. You should forward the letter to your previous insurers and let them sort it out.
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.
"Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)
My understanding on this is that although they can do, there must be a valid reason why no claim was made earlier. If it cannot be justified, there is less chance of success.
Thanks Barracad - will do that - puzzling thing is is that he claims he was a friend of the driver but surely he could get the correct details of us from his insurers - he had got my partners name , address and postcode completely wrong and the letter had taken 32 days to get to us with various re directions on it
could just be royal mail. But Insurers are notorious for getting details wrong. at least they were when I worked in insurance (not that I got anything wrong!)
car insurance claim - can they do this??
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