Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Does the statute of limitations apply? I had PPI with Bank of Scotland over several loans I had with them. All the loans were cleared early and I got a "rebate" of my insurance. Obviously this has been front loaded and therefore I'd like to know if I can claim back for years ago.
SUpposedly only the last 6 years but i do know for a fact that the fos have returned all the claims certain banks have tried to time bar and forced them to investigate. As a general rule the FOS do not like/agree with time barring. Unless it is very old and/or you should reasonably have had reason to claim ealrier. Complain away and do not accept the first time barring respnse