Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    tesmec driver Novitiate

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    Default Tesmec Driver vs First Direct

    As well as going after HSBCicon, have decided to get my money back off these (edit) too. Have always accepted bank charges as an occupational hazard of working away from home for long periods of time and not being able to check my statements.

    However got home on Friday, the countrys most recommended bank (where they get that from I don't know, wouldn't recommend em to my worst enemy) had charged me 55 last month for going £5 over my overdrafticon limit. After my wife had scraped me off the ceiling, have decided to go after them. Sent the data protection letter off yesterday.

    Fingers crossed for a swift return of my money.

    [MODERATED: Please do not post libelous comments on this forum]

    Similar Threads:
    Noli Illigitimi Carborundum

    First Direct:
    Data Protection Letter Sent - 8 July 2006
    Reply received - 12 July 2006
    Statements received First Direct Owe me £175




    HSBC
    Data Protection Letter Sent - 8 July 2006
    Reply Received - 14 July 2006
    Statements received HSBC owe me £1350!!
    1st Request for repayment sent - 5 August 2006

  2. #2
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    tesmec driver Novitiate

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    Default Re: Tesmec Driver vs First Direct

    First direct win the prize for the first bank to reply, and for also sending me back my £10 cheque. (They waived the charge bless them!!) They are sending all my statements by courier along with a list of manual interventions. Bet they don't include the costs of said interventions!!

    Noli Illigitimi Carborundum

    First Direct:
    Data Protection Letter Sent - 8 July 2006
    Reply received - 12 July 2006
    Statements received First Direct Owe me £175




    HSBC
    Data Protection Letter Sent - 8 July 2006
    Reply Received - 14 July 2006
    Statements received HSBC owe me £1350!!
    1st Request for repayment sent - 5 August 2006

  3. #3
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    monkey_uk Informative monkey_uk Informative monkey_uk Informative monkey_uk's Avatar

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    Default Re: Tesmec Driver vs First Direct

    Keep us posted, "Noli Illigitimi Carborundum" indeed!

    If you found this post useful, please click on the "scales" icon in the bottom left of my post and say so!

    [B][FONT=Trebuchet MS][SIZE=3]The opinions of this post are those of monkey_uk and do not constitute sound legal advice. I am not a lawyer.
    --

    Halifax Unlawful Bank Charges: S.A.R - (Subject Access Request) Sent 28/02/07 - CC Statement's rcv'd 18/04/07 Bank a/c statements rcv'd 19/04/07



    First Direct Unlawful Bank Charges: Settled in Full 12/05/06 | £2235.50

  4. #4
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    tesmec driver Novitiate

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    Default Re: Tesmec Driver vs First Direct

    Still waiting for statements supposedly sent by courier about 10 days ago!

    Noli Illigitimi Carborundum

    First Direct:
    Data Protection Letter Sent - 8 July 2006
    Reply received - 12 July 2006
    Statements received First Direct Owe me £175




    HSBC
    Data Protection Letter Sent - 8 July 2006
    Reply Received - 14 July 2006
    Statements received HSBC owe me £1350!!
    1st Request for repayment sent - 5 August 2006

  5. #5
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    G8_Summit Novitiate

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    Default Re: Tesmec Driver vs First Direct

    I'm still waiting for my statements as well - about 2 weeks since I requested them now.
    Wonder what the delay is for ??


  6. #6
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    tesmec driver Novitiate

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    Default Re: Tesmec Driver vs First Direct

    Had Statements back, they owe me £175...... small amount but I only had the account active with them for about 14 months!!! Sending the letter on Monday!

    Noli Illigitimi Carborundum

    First Direct:
    Data Protection Letter Sent - 8 July 2006
    Reply received - 12 July 2006
    Statements received First Direct Owe me £175




    HSBC
    Data Protection Letter Sent - 8 July 2006
    Reply Received - 14 July 2006
    Statements received HSBC owe me £1350!!
    1st Request for repayment sent - 5 August 2006


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE