Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I'm currently paying back a loan to Egg through ARC. I've had the CCA and SAR and everything seems to be in order so am paying a monthly payment.
I started paying by cheque every month but was receiving a letter every month saying they hadn't received payment (this was always 2 days after the cheque had cleared). I wrote to them saying I considered this harrasment as payments were being made.
After 4 requests they finally sent a standing order mandate. I've been paying them this way for 4 months now but I'm still getting letters saying I've ailed to stick to the agreement. The letter I got today says that they are now preparing papers for court.
Is there any way I can get this passed to someone else as I'm totally fed up with these idiots??
Let them take you to court and then hit them with the proof that the payments were made on time as per the agreement. then hit them with a bill for your time and costs and youn never know the judge may say you are paying too much and reduce the monthly amount - double bonus