Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
HBOS credit card have agreed to refund PPI plus interest which is fantastic news. However, they have paid it to my credit card account of which there is an outstanding balance. I am on a dmp and have other debts. Can I get them to pay the refund to me? Also, HBOS have not produced a properly executed credit agreement so as far I am concerned the account is in dispute!
Erm you got the PPI back but you claim the account is in dispute, I'm afraid you cant have it both ways, and the OC will of course offset it against what you are deemed to owe. take it has a moral victory and at least one debt is reduced
refund paid to credit card account
credit card have agreed to refund PPI plus interest
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