Hi,
I have recently discovered that my local council have passed by arrears account to Equita
bailiffs
.
I contacted Equita in July and made an arrangement to pay monthly. The amount owed was around £324 and I made a £58 payment that day (17/7). As I had had no correspondence from them it was agreed that they would sent a letter to me detailing everything.
I did not ever get this letter so after several attempts finally spoke to someone on 4th August who said that as I 'broke' the agreement they had passed my details to a
bailiff
. I explained that they had never written to me but they refused to discuss the matter any further with me telling me that the bailiff would have everything on his files.
I contacted the bailiff who bascially had nothing and has told me that I have until Thursday 14th August to pay him £433 or he will collect goods from my home!! I have agreed to pay this as I have never been in this situation and really am quite frightened. I also don't have that kind of money lying around so have had to make arrangements. The bailiff will not allow instalments he wants the full amount.
My query really is can Equita do this having not written to me or anything? I have sent a complaint to them via e-mail to which I have heard nothing.
Any responses gratefully recieved.
Thank you