Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Well they replied to my DPA pretty quick but along with lots of others dealing with B/C they have given me that old cherry about "prior to may 2004 Blah Blah Blah, Microfiche, date order, dont fall under dpa 1998,and £3.00 a statement stuff" but whereas you got printouts of some unintelligible list i just got back copies of statements back to may 2004 , so i suppose i will have to estimate their charges and let them prove overwise.
I will drop them a line using an adapted alanfromderby Abbey letter,(many thanks if thats ok). they have upto 5th aug to comply with dpa SAR request.
Their charges add up to about £300 for two years i might double it because i really have nothing else to go on.:?
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
hi, someone posted on here recently about another site penaltycharges.co.uk i had a quick look and it's not as comprehensive as this site, but seems like one of mods is a lawyer. he suggests writing back to barclaycard stating that the Data Protection Act 1998 covers paper and microfiche and reminding them that the request was for a complete list of charges and transactions on the account OR statements and that you will accept the data on their system....and are legally entitled to the information they hold. also state that the 40 days runs from the original request date. I have written to them to say this so will wait and see their response. i am also trying to fight my way through the DPA tofind this info. maybe this has already been said somewhere so if it has ...sorry.
Thanks for yor support everyone and taking the time to reply, Sent a letter back to B/C today (recorded) that unless they comply with DPA and that i am not prepared to pay any more than £10 for relevant data, i will estimate their unlawful charges and let them prove any difference in court and let them explain to the judge why could they not supply me with the relevent transactional data to ascess my claim.
Oh look those 'nice' ppl at b/c have refunded me £217.00 how kind. And they are going to credit to my account. Oh well looks like i will have to deduct that figure from my shedule of charges, it still leaves them owing me £182.62 , and seeing that the 14 day timescale on the letter before action was up last week looks like i will be dropping a N1 into Dartford county court on Friday;-)
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Big al v Blobbycard
letter,(many thanks if thats ok). they have upto 5th aug to comply with dpa SAR
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Re: Big al v Blobbycard
Re: Big al v Blobbycard
Re: Big al v Blobbycard
, and seeing that the 14 day timescale on the 