Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 11 of 11
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    andy_iroc Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2008
    Posts
    3

    Default Credit resource solutions

    Hi
    I know that there are topics about this company already, but just wanted to get as accurate answer as possible in this particular case.

    Ok:
    On the 25/07/2008 i received a letter from company CRS (Credit resource solutions) regarding muliple fines relating to my car (there is reg and make).
    They wrote that they were instructed by BPM - CRS Ltd. They want £130 pounds. I don`t remember getting any fine recently in this car, besides if it was a normal ticet i`d get tfl letter or a reminder.
    I phoned them and found out that it`s for parking on the disabled bay on 02/12/2006. That was 1.5 year ago , I have been in halfords in sutton number of times in the past. I remember parking for minute or two few times when the whole car park was empty ( i never took last disabled spot, there are 4) I never received a ticket there and never herad anything unitl now.
    I also asked to send me a compoy of ticket,photo proof and copies of reminders from the past. Thay said that they will send me a copy of ticket, , but they have no photos and there was no other letter regarding this offence.

    WHat now, I had nor ticket or reminder issued by parking company, I only recieved this letter 1.5 year later from debt collectorsicon.

    Here`s a copy of this ticket :

    I cannot post it :/
    img227.imageshack.us/img227/9062/13748901cq4.jpg

    They are offering a a settlement but i have to phone them , shall I ?

    Thanks
    Andrew

    Similar Threads:

  2. #2
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    Al27 Highly informative Al27 Highly informative Al27 Highly informative Al27 Highly informative Al27 Highly informative Al27 Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2008
    Posts
    3,600

    Default Re: Credit resource solutions

    "He was aggressive to me - young boy"

    Priceless!!

    That's unenforceable tat - don't pay. For a start, a blue badge is not required on private property.

    Because you didn't pay, the company has probably put your case in a drawer and recently unearthed it and sent a bundle of tickets to a new debt collectoricon.

    Just ignore them. Don't get in touch with them.


  3. #3
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    lamma Informative lamma Informative lamma Informative lamma Informative lamma Informative

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2008
    Posts
    6,869

    Default Re: Credit resource solutions

    They call it a 'Penalty Charge Notice' !! - fraudulent. You have nothing to fear at all. just ignore them.


  4. #4
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    tinkerbell20 Informative tinkerbell20 Informative

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2008
    Posts
    655

    Default Re: Credit resource solutions

    Yes just ignore them


  5. #5
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Barnsley Boy Novitiate Barnsley Boy Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2007
    Posts
    720

    Default Re: Credit resource solutions

    Did anybody mention that you should ignore them?


  6. #6
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    andy_iroc Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2008
    Posts
    3

    Default Re: Credit resource solutions

    Hi, thanks for answers, how far they can go ? When should I start to worry?


  7. #7
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    lamma Informative lamma Informative lamma Informative lamma Informative lamma Informative

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2008
    Posts
    6,869

    Default Re: Credit resource solutions

    1) nowhere
    2) never


  8. #8
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    andy_iroc Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2008
    Posts
    3

    Default Re: Credit resource solutions

    i mean they will add more money on top of those £130 so there will be no way they can take those money of me ? Can they prove that i have been in halfords 1.5 year ago by checking cctv records ?

    Does any of this affect my credit scoring ?


    Andrew


  9. #9
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    lamma Informative lamma Informative lamma Informative lamma Informative lamma Informative

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2008
    Posts
    6,869

    Default Re: Credit resource solutions

    it is unenforceable tosh. stop worrying and just ignore them.
    and no it won't affect your credit rating.
    read the stickies and just some of the many threads here about PPCs.


  10. #10
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    Al27 Highly informative Al27 Highly informative Al27 Highly informative Al27 Highly informative Al27 Highly informative Al27 Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2008
    Posts
    3,600

    Default Re: Credit resource solutions

    Your credit rating would be affected IF they took you to court AND they won AND you refused to pay.

    That'll never happen.

    CCTV would only show some person driving a car. If they really really wanted to take you to court, their CCTV footage wouldn't be any help tracking down who the driver was and where they lived. They only have access to the registered keeper's address, who is under no obligation to tell them who was the driver. Not that anyone would expect you to even be able to remember who was driving on a day 2 years ago.

    If they did, by some miracle, identify the driver and their address from some grainy CCTV footage and take you to court, they wouldn't have a hope in hell of winning because a) the £50 is a penalty. Private companies cannot issue penalties, only sue for actual losses they have suffered; and b) no court in the land would agree you are liable to pay anything because you didn't display a blue badge (which means sod all on private property).

    It's a [problem]. Just ignore any letters you receive and they will go away again soon.


  11. #11
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Barnsley Boy Novitiate Barnsley Boy Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2007
    Posts
    720

    Default Re: Credit resource solutions

    CCTV - from 1.5 years ago - it really is a long short isn't it, especially given that BPM actually went bust. CRS have not "been instructed" by BPM, rather they have bought the debt from the liquidator at say 3 pence to the £ and are now trying to make hay. I doubt very much that CRS have much in the way hard evidence to back up their outrageous statements.

    Remember also that in most cases, the CCTV is owned by the landowner / retailer, not the PPC. Where PPCs do operate CCTV it is usually of the ANPR [automatic number plate recognition] - useless for identification of driver. Even where relevant CCTV does exist, the only chance the PPC would have of matching footage against the driver would be in the court room itself. Even there, if the defendant were not given prior sight, this "evidence" would be deemed inadmissible.

    All this really is academic - CRS are just trying it on.

    Andy Iroc, it may take some time to get your head around it, it did with me too, but the situation really is as simple as these guys have said.

    This is a [problem], do not be taken in.



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE