Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi,
I have recieved a letter telling me I have been overpaid and now owe £1500 HB and £500 CTax..added to this year now they want £2300 Ctax paid in £185.00 pm installments which I can ill afford..
This was from 17 Dec last year to July, due to a change in my WFTC.
Now, I went on maternity Allowance in October and my daughter was born late Nov.
I wrote and informed them of her birth.
Then I contacted WFTC and told them.
Within a few days of the letter arriving to tell me my payments were to go up due to baby, I sent it by post to the Council...there after I had a letter to say our HB had changed due to change of circumstances and baby was added.
I never heard any more and assumed that I was being paid correctly.
Now, they say I should pay this back as I KNEW I was being over paid.
I did not.
Now, I don't think I'm stupid, but the information sheets from the benefit dept are confusing to say the least,come in huge amounts of pages (the last being 27 pages long) our benefit seems to have changed month by month even though nothing has changed.
I am now back at work, self employed and not earning very much (about the same pw before deductions as Maternity allowance) as having had time out I have to start again.
Just a note to say this happened before about 2 years ago, I was overpayed because I apparently didn't give the information required (I did and had proof).
I appealed but failed and had to pay it back.
I didn't want to get into a situation like that again, so I always make sure I tell them about any changes within a month.
I want to appeal again as I feel this is unfair, I told them this info as soon as I had it...any advice on which way to handle this???
Housing Benefit/Council Tax overpayment.
and now owe £1500 HB and £500 CTax..added to this year now they want £2300 Ctax paid in £185.00 pm installments which I can ill afford..
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