Lloyds TSB (SARS) request sent 9th June 2006
£2191 Moneyclaim Issued 11/08/2006, Acknowleded 17th August Defence 14 Sep, AQ returned 5/10/2006.SETTLED IN FULL £2,670 26/11/2006/ Lloyds Credit Card SETTLED IN FULL £267
MBNA SETTLED IN FULL 15/09/2006 £829
Citicard (SARS) request sent 22nd June 2006 Moneyclaim issued 19th Sep, Defence and AQ received 5/10/2006, AQ returned 5/10/2006, part refund received 10/10/2006
GE MONEY SETTLLED IN FULL £400
Barclaycard Me and Mrs SARS sent 19/10/2006 settled £350
Welcome Finance PPI 2 accounts one settled £1018 waiting on other
GE Money PPI 1 account settled 8/5/2008 £560 2nd account SETTLED IN FULL £3,599.78p 15thAugust 2008
Lloyds TSB PPI CC complaint sent 10/04/2008
Black Horse PPI with FOS 20/05/2008
HFC PPI complaint sent 22/05/2008
Business PPi
TSB about taking out a Small Firms Loan Guarantee Scheme Loan for the remaining £50,000. A salesman from Lloyds came to see me and we went through a few things about the business and told me that I met the criteria needed to be eligible for the funding, but I would need to take out their Business Loan Repayment Insurance with the premium of £8900.84 added to the loan. Altogether with arrangement fees and legal fees my application to the DTI was for £60,000 which was approved in September 2004. With this type of loan you pay the DTI 2% of the out standing loan as a premium every quarter for the life of the loan which in my opinion is an insurance policy in itself. So why would I need a Business Loan Repayment Insurance? Over the last few years I have asked Lloyds this question and they tell me it’s different.. I have now spoken to the Financial Ombudsman
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