Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Ask for ALL statements since the a/c was opened, not just for the last 6 years.
Use the SAR for your request and send them the £10 fee. When the state's come back, fill in the site spreadsheet which will be your SOC Shedule of Charges.
If you're unsure, read Link No1 in my signature below - The Reclaim Guide.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
The point is though, if you request all state's from the outset and claim all penalty charges, you can always negotiate on what you are prepared to accept.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.