Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 28th July 2008 12:44 #1
    djgordyp djgordyp is offline
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    Default Cahoot overdraft - all charges

    Hi. I have been repaying this for over 2 years now with the help of CCCS. On checking my account online I found that the current balance is made up entirely of charges. The current balance is just over £220 and the charges come to nearly £270. What do you think is the likelihood of them accepting a F&F? The most I could afford to give would be 25%.
    At the current repayment amount it will take 10 months to finish repaying this providing no further charges are placed on the account.

    I have to say they have been very good since I started the dmpicon and have never contacted me once, unlike Halifaxicon.

    Thanks in advance

    Similar Threads:
    HALIFAX: 13/01/07 Sent S.A.R - (Subject Access Request) letter (marked as rec'd 16/01)
    Paid in full in March 07
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  2. 29th July 2008 20:43 #2
    djgordyp djgordyp is offline
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    Default Re: Cahoot overdraft - all charges

    Has anyone else offered 25% or less to Cahoot?

    HALIFAX: 13/01/07 Sent S.A.R - (Subject Access Request) letter (marked as rec'd 16/01)
    Paid in full in March 07
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE