Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I been moaning about this for years and finally someone has taken them on! Brilliant, although I trying to get through all the info, it is a bit hard as I have dyslexia. From what I have read and understood though, it goes like this:
Send the letter asking for all statemnts (Did that last Friday) and they have 40 days to comply, go through statments working out what charges have been made for DD failure's and cheque's not gone through. Put the amount and date into the spreadhseet, the figure that is totaled is the amount + interest, due you need to add, if you pay this date (say 7 days from now) it will now be X amount and if you pay 14 days from now, it will X amount. They now write back and make a silly offer of £200 to which you ignore and after another 14 days, you send the lba letter confirming that you wish to process to court unless action is made and then they have from delivery to either pay or say they are going to court?
Hello Phil.
You have been busy!
Yes, you have got it virtually, just remember that you can't add on the 8% interest untill it gets to court action.
All the best with your claim!
Crusher
(be sure to open a thread in the right area according to what bank you are with)
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON linkHERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE
Cheeky ******s
, due you need to add, if you pay this date (say 7 days from now) it will now be X amount and if you pay 14 days from now, it will X amount. They now write back and make a silly offer of £200 to which you ignore and after another 14 days, you send the lba
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