Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I took on Barclaycard for charges amounting to £750 on an old visa card that is now closed. They paid back all the charges plus 8% interest (they did not want to pay contractual interest) after lba.
I could only go back 6 years because they had not kept records beyond that as they said.
They paid it back to DCA and effectively reduced my debt by 85%. I CCA'd the DCA and 14 days later I have received nothing from them. I consider this a success.
Thank you for the template letters and the wonderful ideas and if you are in the process of claiming do not lose courage.
I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.
mikek vs closed Barclaycard **WON**
(they did not want to pay contractual interest) after lba
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