Welcome Finance Voluntary Termination. I seriuosly need help.
Dear All
I took out a HP agreement with welcome in 2005. The agreement was for 4yrs. Three years later in 2008 after paying half of the car, l then informed welcome of my intention to VT under the consumer credit act 1974. Whoever before l Volunatry Terminated l tried to cancel my PPI. I wrote numerous letters to my local branch and head office, but l had no response. As l did not require the car anymore, l stopped paying the monthly installments.
How ironic Welcome quickly noticed that l was not paying and started to call me making demands for payments. I then reminded them that l did not require the car anymore and wanted to VT my hire purchase agreement ASAP. They totally ignored me and continued to hassle me for the late payments.
I dont need their car any more. They are refusing to take it back. What can l do to avoid and defaults or CCJ's and for them to take their car back with less hassle.
Your advice will be truely appreciated:-?
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