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Hi
I wrote RBS CC asking for account details, and I received the copy statements today. There are a couple of things I am not sure about.
On them are four different charges -
HSBC - Asked for details - 24th June. First few sets arrived 7/7/06. Letter sent requesting £772.00 refund on 15/7/06. Full offer accepted.19.8.06
M&S Money CC - Asked for details - 24th June - responded 29th June - No charges made.
RBS CC - Asked for details - 24th June.Statements received 7/7/06.Letter sent requesting refund of £301.00 0n 15/7/06
Next date 29/7/06 Refund refused 17.8.06. Starting court action21.8.06
Overdaft Fee Yes
Late Payment Fee Yes
Convenience cheque fee Don't think so. I assume this is one of those nasty fake cheques they send out for you to use. In which case this is a service, so no
Unpaid convenience cheque fee. Yes
HSBC - Asked for details - 24th June. First few sets arrived 7/7/06. Letter sent requesting £772.00 refund on 15/7/06. Full offer accepted.19.8.06
M&S Money CC - Asked for details - 24th June - responded 29th June - No charges made.
RBS CC - Asked for details - 24th June.Statements received 7/7/06.Letter sent requesting refund of £301.00 0n 15/7/06
Next date 29/7/06 Refund refused 17.8.06. Starting court action21.8.06
Hi
Just to note for interest. I had my statement from RBS cc today.
The note at the bottom now states that from 28th June 2006, default fees charge has now been reduced to £12.00
Whooo hooo - about time!!
Regards
Vicki
Regards
Vicki
HSBC - Asked for details - 24th June. First few sets arrived 7/7/06. Letter sent requesting £772.00 refund on 15/7/06. Full offer accepted.19.8.06
M&S Money CC - Asked for details - 24th June - responded 29th June - No charges made.
RBS CC - Asked for details - 24th June.Statements received 7/7/06.Letter sent requesting refund of £301.00 0n 15/7/06
Next date 29/7/06 Refund refused 17.8.06. Starting court action21.8.06
Letter requesting payment of £301 posted 15/7/06. 14 days and ticking.....
Regards
Vicki
HSBC - Asked for details - 24th June. First few sets arrived 7/7/06. Letter sent requesting £772.00 refund on 15/7/06. Full offer accepted.19.8.06
M&S Money CC - Asked for details - 24th June - responded 29th June - No charges made.
RBS CC - Asked for details - 24th June.Statements received 7/7/06.Letter sent requesting refund of £301.00 0n 15/7/06
Next date 29/7/06 Refund refused 17.8.06. Starting court action21.8.06
No response to first letter - second letter sent friday - 14 days .................
Regards
Vicki
HSBC - Asked for details - 24th June. First few sets arrived 7/7/06. Letter sent requesting £772.00 refund on 15/7/06. Full offer accepted.19.8.06
M&S Money CC - Asked for details - 24th June - responded 29th June - No charges made.
RBS CC - Asked for details - 24th June.Statements received 7/7/06.Letter sent requesting refund of £301.00 0n 15/7/06
Next date 29/7/06 Refund refused 17.8.06. Starting court action21.8.06
I had a response today from RBS stating they have reduced their charges now to £12.00, and that previous charges will stand.
I assume I need to take out court action now. I know its only £301 but thats alot of money to me. I am not sure what else to claim for either, and how to work out any interest? HEELLPP!! ( sorry to be so pathetic)
I know I must also claim the court fee but its the interest that throws me?
Thanks
Vicki
Regards
Vicki
HSBC - Asked for details - 24th June. First few sets arrived 7/7/06. Letter sent requesting £772.00 refund on 15/7/06. Full offer accepted.19.8.06
M&S Money CC - Asked for details - 24th June - responded 29th June - No charges made.
RBS CC - Asked for details - 24th June.Statements received 7/7/06.Letter sent requesting refund of £301.00 0n 15/7/06
Next date 29/7/06 Refund refused 17.8.06. Starting court action21.8.06
Hi
Thanks for all the info. RBS have refused any payment and say the charges stand, so am sorting the court claim this weekend to post on Monday.
Thanks will let you know how i get on
Regards
Vicki
Regards
Vicki
HSBC - Asked for details - 24th June. First few sets arrived 7/7/06. Letter sent requesting £772.00 refund on 15/7/06. Full offer accepted.19.8.06
M&S Money CC - Asked for details - 24th June - responded 29th June - No charges made.
RBS CC - Asked for details - 24th June.Statements received 7/7/06.Letter sent requesting refund of £301.00 0n 15/7/06
Next date 29/7/06 Refund refused 17.8.06. Starting court action21.8.06
Hiya all
Talk about making life difficult!! I have filled in the moneyclaim ok and done all the calculations, but now money claim advised me to take advice on which RBS address to use to serve the claim. They said it should be the registered office which is in Scotland, and as such I cannot go down the moneyclaim route because its not England!! They suggested I took advice before proceeding - so here I am.
Any advice please? Where do i serve my claim to? If it is Scotland how do I make my claim?
Many thanks
Vicki
Regards
Vicki
HSBC - Asked for details - 24th June. First few sets arrived 7/7/06. Letter sent requesting £772.00 refund on 15/7/06. Full offer accepted.19.8.06
M&S Money CC - Asked for details - 24th June - responded 29th June - No charges made.
RBS CC - Asked for details - 24th June.Statements received 7/7/06.Letter sent requesting refund of £301.00 0n 15/7/06
Next date 29/7/06 Refund refused 17.8.06. Starting court action21.8.06
hi i got a full refund from RBS CC (visa+mastercard) i wrote with the standard lba fob off letter recieved so i wrote again and they payed in full i used this address REBBECCA HEAD CREDIT DARD OPERATIONS CUSTOMER CONTACT CENTRE PO BOX 6050 SOUTHEND-ON-SEA ESSEX SS99 1WL. good luck
Hi
I tried to post in Litigation started thread but I don't have access?
Court proceedings started 23/08/2006
Amount £301.00 interest £58.91
Court Fees £50.00
Total £409.91
Case Number - 6QZ57443
THanks
Vicki
Regards
Vicki
HSBC - Asked for details - 24th June. First few sets arrived 7/7/06. Letter sent requesting £772.00 refund on 15/7/06. Full offer accepted.19.8.06
M&S Money CC - Asked for details - 24th June - responded 29th June - No charges made.
RBS CC - Asked for details - 24th June.Statements received 7/7/06.Letter sent requesting refund of £301.00 0n 15/7/06
Next date 29/7/06 Refund refused 17.8.06. Starting court action21.8.06
Godiva500vRBS Credit Card
CC asking for account details, and I received the copy statements today. There are a couple of things I am not sure about.
Refund refused 17.8.06. Starting court action21.8.06
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