Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
i have just graduated from university and only work 2 days a week at the moment and rent my spaire room out so have linited funds
about 2 years ago i bought a sofa from land of leather
there was problems with the direct debit they didnt take it i didnt have the money in the bank
i havnt heard from them in over 8 months so forgot
i recieved a letter saying that unless i repay the full amount of 2500 they will pass the amount over to a debt collection agency,
there seams to be a lot of charges
i cannot affords a lot of money a month
please can you advise what the best course of action would be
thank you
I am not an expert in law, finance or any related field, I just read a lot. Any advice is based solely on what I've read so please don't take it as gospel without checking it out yourself.
I prefer not to give advice by PM. If you want me to look at something, send me a link to your thread, and if I can help I'll reply on there.
creation finance advise please
they didnt take it i didnt have the money in the bank
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