Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. 24th July 2008 22:02 #1
    comando09 comando09 is offline
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    Question misrepresentation act 1967. has anyone won in court using this .

    I am at a stalemate with Loanmaker . they say that because i signed my agreement with them in 2003 they were unregulated and it was my choice to proceed with the loan and PPIicon.They said they offered an "INFORMATION ONLY SERVICE" so are not liable.
    The only way forward for me now is to take them to the Small Claims Court. I am not sure what to do because there does not seem to be many people who have gone down this route.Has the "Misrepresentation Act 1967" been used by anybody and have they won? Any help would be greatly appreciated.
    Also does anybody know if i would be liable for the other sides costs if i lost?
    Many Thanks.


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  2. 24th July 2008 23:15 #2
    adamski adamski is offline
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    Default Re: misrepresentation act 1967. has anyone won in court using this .

    I think someone on here has used that act and won not 100% sure though.

    You are not liable for costs if the claim is under £5000

    Lloyds TSB (SARS) request sent 9th June 2006
    £2191 Moneyclaim Issued 11/08/2006, Acknowleded 17th August Defence 14 Sep, AQ returned 5/10/2006.SETTLED IN FULL £2,670 26/11/2006/ Lloyds Credit Card SETTLED IN FULL £267
    MBNA SETTLED IN FULL 15/09/2006 £829
    Citicard (SARS) request sent 22nd June 2006 Moneyclaim issued 19th Sep, Defence and AQ received 5/10/2006, AQ returned 5/10/2006, part refund received 10/10/2006
    GE MONEY SETTLLED IN FULL £400
    Barclaycard Me and Mrs SARS sent 19/10/2006 settled £350
    Welcome Finance PPI 2 accounts one settled £1018 waiting on other
    GE Money PPI 1 account settled 8/5/2008 £560 2nd account SETTLED IN FULL £3,599.78p 15thAugust 2008
    Lloyds TSB PPI CC complaint sent 10/04/2008
    Black Horse PPI with FOS 20/05/2008
    HFC PPI complaint sent 22/05/2008

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  3. 2nd September 2008 18:55 #3
    comando09 comando09 is offline
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    Default Re: misrepresentation act 1967. has anyone won in court using this .

    bump !!!!!!

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  4. 3rd September 2008 13:36 #4
    Fred_Funk Fred_Funk is offline
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    Default Re: misrepresentation act 1967. has anyone won in court using this .

    I've a vague recollection of one or more people on here having used the Misrepresentation Act 1967 with some success.

    If you use the search tool - centre top of page - and look for posts in the PPIicon forums including the words 'Misrepresentation Act 1967' you should be able to locate their threads.

    I'd have a look myself but I'm a bit pushed for time just now.

    Let us know how you go! ;-)

    Fred_Funk

    NatWest: seeking unlawful charges + interest incurred as a result of those charges of £4,292.82 and contractual interest (compounded) of £4,559.41. Court claim issued 16.01.08; acknowledgement of service filled by Cobbetts on 30.01.08
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  5. 5th September 2008 11:58 #5
    comando09 comando09 is offline
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    Default Re: misrepresentation act 1967. has anyone won in court using this .

    Thanks for the advice Fred it looks like court is the only option left, just a bit concerned about the date because i expect loanmakers to still say they were unregulated at the time i took out the policy.
    Regards mark

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  6. 15th September 2008 11:51 #6
    comando09 comando09 is offline
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    Default Re: misrepresentation act 1967. has anyone won in court using this .

    bump !!!!

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