Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi to anyone who reads this, my wife and i are getting a bit anxious as we have just had a debt collections letter trying to get money out of us. I'll start at the beginning.....On May 1st (local elections day) i took the day off work to look after the kids as my wife was working within a polling station all day. At around lunch time we decided to go to Lazer Quest so parked the car outside and went in for a game - which lasts only 20 mins. when we came out there was a parking ticket on the car from VCS Parking Control saying i was parked unauthorised on private land. The fine was £80 but if i paid before 7 days it would reduce to £60.
Anyway i obviously didn't pay and wrote them a letter telling them i was appealing against the fine. I asked who the driver was and who owned the land but didn't get any answers when they wrote back to me telling me that my appeal had failed. The fine went up after another letter / demand arrived. I again wrote back to them asking them the same questions and them telling them that (my wife) cannot be held responsible for anyone else who drive my car and the fact that i could account for my whereabouts all day on May 1st and that i didn't at any point drive that car......still no reply. What has happened now is they have passed this onto a company called CSS Collect who are basically a debt collection agency, we have had 2 letters from them.
The thing is, the car is registered in my wife's name....not mine. The basis of their letters are that she is the keeper of the vehicle, however she was not the driver. As stated in my replys she was not responsible for who was driving on the day. It was not really a car park as such, just an area outside lazerquest, there was (upon closer inspection) signage up on a wall informing that there was to be no parking but because the situation has changed slightly to a debt collection adgency my wife is getting a bit worried about the whole situation....as am i come to mention it !!!
Does anyone have any advice about what we should do or need to do etc. Please give me any help you can.
1) stop worrying - there is no need
2) read the stickies at the top of this forum.
3) smile, now you realise that they are trying to trick you and they have no basis whatsoever and they are in fact powerless.
we know both those companies well - you have nothing to fear at all.
Thanks lamma, thats reassuring.
What are the chances of being taken to court?
Do i write back to VCS or comunicate with CSS OR do i challenge VCS with the fact that they still havent answered any of my questions?
I was going to get in touch with CSS to tell them that we are still in dispute with VCS so they should talk to them, is this worthwhile?
Or do i just sit tight ???
chances of going to court - more chance of winning the lottery.
and even if it did a proper defense will see them off, you win and get some costs off them.
there are two schools of though re writing to them.
Once school follows the template letters the other school ignores everything.I am of the latter persuasion, why spend money on stamps for letter that they will ignore and will just spur them on the writing to you.
if you want to settle yourself a letter to CCS along the lines of
the alleged debt is disputed as your client VCS knows. Now you know you have no choice but to refer this matter back to them as you are of course powerless. any further contact from you on this matter in any form or medium whatsoever will be considered, inter alia, Harassment and will be reported. I reserve the right to report at my own choosing all existing communications from both CCS and VCS to the relevant authorities. Now get lost you money grabbing creepoid.
maybe you should paraphrase that last bit a litttle bit
Like the letter, not too sure about this last bit, looks a bit vague and woolly to me, perhaps it could be firmed up a bit, more punch?
Something like FOAD perhaps. Foxtrot Oscar and Die. (modified to avoid censoring by gagbot).
------------------------------------------------------------------------------------------------------------------------------------- This does not constitute legal advice and is not represented as a substitute for legal advice from an appropriately qualified person or firm. --------------------------------------------------------------------------------------------------------------------------------------
Something like FOAD perhaps. Foxtrot Oscar and Die. (modified to avoid censoring by gagbot).
Stand infront of a mirror, drop your pants bend over and take a photo of your bum.
Scan it in to your pc.
And below it put
Dear grasping gits,
It is now well known that your letters of intimidation are worthless and will be treated as such.
all further correspondance from ( name of ppc) will be used to wipe the above. Please wopuld you kindly print further letters on soft tissue as I do not intend to block my U bend with your nonsense.
Please accept this as an anonymouse letter which represents all insundrie you comunicate with.
Thanks all for the valuble advice. Not yet sure how i will end the letter, however i will endevour to write it in the same form that you have suggested !!!
Jamoe, did you write the final letter to the debt collectors? How did it go? The VCS also hired a debt collection company to chase up the "debt" from me. So far I have not responded to the VCS at all! I wonder if I should write to them too?