Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. #1
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    Default cancer/no income

    not sure if anyone can advise on this problem.my brother inlaw was living in Thailand for about 3 years and renting his house out , sadly he had to return in march this year to have radical surgery as he had tongue cancer. he has to live with his mother as he has no income to pay mortgageicon so house is still rented out , applied for i/b but has been turned down as owns house and they say he hasn't paid enough national insurance ?? he now has no money to live on and doesn't know what to do now , not sure if he can get DLA as is able to look after himself really . does anyone have any ideas what he can do , it's bad enough going through what he already has without having to sell his house as well . thanks

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  2. #2
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    Default Re: cancer/no income

    First advice, contact the citizens advice or national debt line. I'm not sure what the benefit situation is exactly.

    I'm sure others who know about this area will be along shortly.

    i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

    I am not a qualified or practicing lawyer.

  3. #3
    pov pov is offline
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    Default Re: cancer/no income

    thanks tomterm have been to cab this morn this situation was not in their book so not able to advise at this minute....


  4. #4
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    Default Re: cancer/no income

    national debt line is a great bet if CAB can't help... the national debt line is staffed entirely by professionals, and has a wider range of specialist debt advice. it's well worth PMing sequenci too.

    i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

    I am not a qualified or practicing lawyer.

  5. #5
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    Default Re: cancer/no income

    thanks


  6. #6
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    Default Re: cancer/no income


    ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE either SPML/PML/LMC/SPPL; the following are DIRECT tel#s, of the investigating & prosecuting organisations:

    DO NOT say you are from CAG-only directly affected or a concerned citizen.

    1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633
    2. CH : Lee Jenkins(prosecuting Amany Attia for SPML/PML) @ 02920 380 643
    3. CH : Mark Youde(accounts compliance) @ 02920 380 955
    4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108
    (part of the Insolvency Service) investigating all the Lehman lenders
    5. CIB : Jeremy Pilcher('unofficial'-consumer/company law) : @ 0207 637 6231
    __________________
    File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

    http://www.insolvency.gov.uk/complaintformcib.htm


  7. #7
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    Default Re: cancer/no income

    Your local council has a welfare rights officer. Get him to go there immediately. They are experts on benefit entitlements and can even act on your behalf in appeals. I cannot recommend them highly enough.

    Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!
    Thames Credit -statute barred sent 13/11/08
    BCW- prove debt letter- 14/08/08
    Apex- CCA 14/08/08
    Redcats UK- SAR 14/04/09
    Call Serve- CCA 14/08/08
    Littlewoods- no CCA letter 03/09/08- Lowells now
    Wescot- CCA 19/9/08
    Capital One/Debitas- now with Lowells

    Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

  8. #8
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    Default Re: cancer/no income

    I would go with macmillan, they are cancer specialists and deal with the financail implications of cancer on a daily basis.


  9. #9
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    Default Re: cancer/no income

    Hello there, I can only agree with the advice given previously. Macmillian are excellent.


  10. #10
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    Default Re: cancer/no income

    looks like his hands are tied. as he was living abroad for 3 years and came home due to cancer and was not living in house at time he has hit a brick wall , if he gives the tenants notice and moves back in he has to wait 39 weeks to get his interesticon paid on mortgageicon , but can't cover mortgageicon till then . can't get I/B as not paid enough stamps and can't get DLA as he can dress himself and doesnt need help with cooking as can no longer swallow food ...

    he may as well hit the pub eh if he could only afford it

    thanks all i am gonna try talking to his cancer nurse and welfare rights


  11. #11
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    Default Re: cancer/no income

    Quote Originally Posted by emmaf01 View Post
    Your local council has a welfare rights officer. Get him to go there immediately. They are experts on benefit entitlements and can even act on your behalf in appeals. I cannot recommend them highly enough.

    update on this we have been told could probably get DLA and possibly mum could get carers allowance the welfare rights officer is going to meet with us to complete form


  12. #12
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    Default Re: cancer/no income

    Marvellous news POV! Welfare rights officers can be a godsend. They really are specialists in their field. I'm so glad your friend is getting help.

    Please keep us informed, if possible.

    Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!
    Thames Credit -statute barred sent 13/11/08
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    Apex- CCA 14/08/08
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    Call Serve- CCA 14/08/08
    Littlewoods- no CCA letter 03/09/08- Lowells now
    Wescot- CCA 19/9/08
    Capital One/Debitas- now with Lowells

    Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

  13. #13
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    Default Re: cancer/no income

    i will for sure emma


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    Default Re: cancer/no income

    Hiya Pov, I have only just seen this thread. I hope your BIL gets this sorted out. He has enough to deal with. As do the rest of you. You know where i am if you need anything. Take care.


  15. #15
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    Default Re: cancer/no income

    SSL you are so lovely thanks


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    Default Re: cancer/no income

    Just adding to SSL's post - hope everything gets sorted for your family and best wishes to your brother - as Emma said keep us updated.

    *hugs*

    Mrs R xx

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  17. #17
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    Default Re: cancer/no income

    update on this .. he had a result on this and has been awarded DLA thanks for help


  18. #18
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    Default Re: cancer/no income

    Great news, I hope it gets some some support in this difficult time. Take care.

    Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!
    Thames Credit -statute barred sent 13/11/08
    BCW- prove debt letter- 14/08/08
    Apex- CCA 14/08/08
    Redcats UK- SAR 14/04/09
    Call Serve- CCA 14/08/08
    Littlewoods- no CCA letter 03/09/08- Lowells now
    Wescot- CCA 19/9/08
    Capital One/Debitas- now with Lowells

    Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

  19. #19
    pov pov is offline
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    Default Re: cancer/no income

    thanks emma it actually lifted his spirits when he heard , it's been difficult for him not being able to contributeicon to things like petrol back and forth from hospital during radiotherapy . he has even had to ask for money to buy his mum a bunch of flowers welfare rights officer way to go


  20. #20
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    Default Re: cancer/no income

    Hi Pov have a look at this. I get free scripts due to DLA. Worth a try luv JB xx


    Details of entitlement to help with health costs and the relevant claim forms, can be found on the Prescription Pricing Authorities website here
    http://www.ppa.org.uk/ppa/hwhc.htm

    There is also a booklet HC11 downloadable from here
    http://www.dh.gov.uk/assetRoot/04/07/80/85/04078085.pdf
    which has the same information.

    Getting DLA particularly High Mob may mean you fit into one of the exempt categories.
    You can get free:
    * NHS prescriptions if you have a valid medical exemption certificate because you have:
    - a permanent fistula (for example,caecostomy, colostomy, laryngostomyor ileostomy) requiring continuous surgical dressing or requiring an appliance
    - a form of hypoadrenalism (for example, Addison's Disease) for which specific substitution therapy
    is essential
    - diabetes insipidus and other forms of hypopituitarism
    - diabetes mellitus, except where treatment is by diet alone
    - hypoparathyroidism
    - myasthenia gravis
    - myxoedema
    - epilepsy requiring continuous anticonvulsive therapy
    - you have a continuing physical disability which means you cannot go out without the help of another person.

    If you suffer from one of the specified medical conditions, to obtain a Medical Exemption Certificate, you must complete application form FP92A , available from doctor's surgeries . You are required to complete parts 1 and 2 and your doctor (or an authorised member of the practice staff) is asked to sign to confirm the information given by you is correct.


    If your DLA awards are new you may find that you are now entitled to Income Support as having Middle rate care will increase your disability premiums and therefore raise your applicable amount so it may be worth getting this checked at



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