Thread: Legal levy or illegal levy ??

Hi,

Can you please tell me how or what i would need to see to make a levy on my car legal.

After receiving the SAR back, i read that there was a levy made on my car. It was on the driveway when the HCEO made his first visit. No entry into the house was made nor anything signed. I have never seen any paperwork relating to this except on the SAR.

How long is it valid ? ( if valid at all )

Thankyou

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Originally Posted by WWOW

If you don't have a copy of the levy then make you car safe or put some finance on it with logbook loans.

Sorry WWOW your advice is nearly always spot on but to advise someone to put finance on a vehicle with log book loans, i find this to be totally ourageous, you only have to look around this forum to see all the problems with such companies and you advise this, IM SHOCKED :o

And for what to try and avoid paying otherwise amounts to evading distraint!!!!

Originally Posted by WWOW

If theres no valid levy, he can dispose of his car in a manner he sees fit.

I agree but lets be honest here LOG BOOK sharks are exactly that and surely this is not the best advice to be giving on this forum. Just my opinion though of course

WWOW whilst an admirer I have to agree with Kermit to involve LBL would be a unmitigated disaster as apart from their extortinate rates any recourse sought against LBL will be fraught with problems as they certainly don't play by the rules

no one claims they are but if that's all you know about them then I think you should do some research before suggesting them as a solution for anything to other members........... frying pan into fire comes to mind

Originally Posted by WWOW

You are indicating Logbook Loans are fraughts with problems and doing business with them would be an unmitigated disaster. On what do you base that assertion?

I have seen many threads on this forum which might suggest to people that this company could possibly be less than desirable, But of course thats each individuals choice, enough said dont you think!!

Originally Posted by morteee

with the greatest of respect the OFT allow most DCA's to operate a credit licence and look at the way they treat people not only breaking industry guidelines but the law also!

I dont think getting into debt with a company such as LBL who have a terrible reputation and also charge very steep interest rates is a good idea in my opinion

I would suggest if you do owe the money to at least try negotiating with the Baliff first however we do need more info about what the baliff is levvying for

I could not have put it better myself

WWOW I have PM'd you

Considering you have just overcome a load of previous grief & unless you want a load more I suggest you steer well clear of LBL

WWOW Forgot to say I notice from your post you quote the CCA 1974.

The 74 act does not apply to these agreements. They are based on bills of sale (Property Act) much like a pawnbroker. As soon as the BOS is registered (within 7 days of signing) they have clear title to the vehicle which they can enforce at any time without further recourse to the courts

As much as i love the arguments for and against LBL, i have no intentions to get into more debt !this is not the path for me !

The funny thing is, the car is only worth £100 and the debt was for £1800. There is no loss to me if they take the car. It has no MOT or Tax. The car i actually drive is in a different name now, They never spotted that one on the day they came round ! ( me not stupid !! )

All i was asking was, do i need official paperwork as proof that the car has been levyed or not ?!

The HCEOs warrent has also expired, they simply have a "run on" to collect, does this change any rules of what they are allowed to do in the eyes of the law ?