Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. #1
    Bog Bog is offline
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    Default Download PPI Calculator HERE (Single Premium PPI)

    Here is my stab at a PPIicon spreadsheet for calculating single premium PPI refunds. It gives a fairly accurate figure and helped me with my sucessfull claim with First Plus.

    It's not perfect, but my figure was very close to what First Plus refunded (<1%)


    PPI Calculator -Single Premiums

    Most loan companies conceal the monthly PPI payments (interesticon on single premium) within the overall loan monthly payment. This calculator helps you seperate the PPI element from the total monthly payment.

    I'm keen to hear your suggestions, improvements or comments


    .

    Similar Threads:
    ------------------------------------------------------------

    First Direct - Refund of Bank Charges...... **WON** (Offered full amount of £5200 2 days before court)

    Amex - Refund of charges..... **WON** (£330 refunded without much fight)

    First Plus PPI - **WON** (Full Refund of over £7000 + Interest)

    Norton Finance - Owe me over £6000 for mis-sold PPI - Starting court action in the new year!

    Barclaycard PPi - Ongoing (Being complete tos*ers!)

  2. #2
    Site Team ukaviator Authoritative ukaviator Authoritative ukaviator Authoritative ukaviator Authoritative ukaviator Authoritative ukaviator Authoritative ukaviator Authoritative ukaviator Authoritative ukaviator Authoritative ukaviator Authoritative ukaviator Authoritative ukaviator's Avatar

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    Default Re: Download PPI Calculator HERE (Single Premium PPI)

    Link is no good Bog . . .


  3. #3
    Bog Bog is offline
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    Default Re: Download PPI Calculator HERE (Single Premium PPI)

    link now working

    ------------------------------------------------------------

    First Direct - Refund of Bank Charges...... **WON** (Offered full amount of £5200 2 days before court)

    Amex - Refund of charges..... **WON** (£330 refunded without much fight)

    First Plus PPI - **WON** (Full Refund of over £7000 + Interest)

    Norton Finance - Owe me over £6000 for mis-sold PPI - Starting court action in the new year!

    Barclaycard PPi - Ongoing (Being complete tos*ers!)

  4. #4
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    Talking reply2

    Cool post,I like your information


  5. #5
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    Default Re: Download PPI Calculator HERE (Single Premium PPI)

    Quote Originally Posted by Bog View Post
    Here is my stab at a PPIicon spreadsheet for calculating single premium PPI refunds. It gives a fairly accurate figure and helped me with my sucessfull claim with First Plus.

    It's not perfect, but my figure was very close to what First Plus refunded (<1%)


    PPI Calculator -Single Premiums

    Most loan companies conceal the monthly PPI payments (interesticon on single premium) within the overall loan monthly payment. This calculator helps you seperate the PPI element from the total monthly payment.

    I'm keen to hear your suggestions, improvements or comments


    .
    Just tried the calculator and hope it is only 1% adrift.
    Claim £25,000 on a PPI of £17k for £71k loan...
    Have been told PPI can be cancelled, but is iot true to say will recieve payment as well

    Cheers G501


  6. #6
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    Default Re: Download PPI Calculator HERE (Single Premium PPI)

    I cant seem to get my head round how to use this...i know it should be stright forward but i can't make sence of the answers as they dont match my credit agrement...is there an accountant in the house!?

    People who haven't made mistakes, haven't made anything!


  7. #7
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    Default Re: Download PPI Calculator HERE (Single Premium PPI)

    nice post !

    Thanks for the sharing such nice info...


  8. #8
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    Default Re: Download PPI Calculator HERE (Single Premium PPI)

    i cant seem to getit to downlad - just comes up page cannot be displayed!


  9. #9
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    Default Re: Download PPI Calculator HERE (Single Premium PPI)


  10. #10
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    Default Re: Download PPI Calculator HERE (Single Premium PPI)

    Bog,

    I can't seem to open it either. I am trying to reclaim PPIicon from First Plus too - would you be able to share some info with me as to what they were like to deal with and what grounds did you hve for mis-selling of the PPI. Mine is a single premium policy but I think I'll be paying for it for the next 20 years...


  11. #11
    Bog Bog is offline
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    Default Re: Download PPI Calculator HERE (Single Premium PPI)

    Just checked the links and it still works for me. It is an excel spreadsheet, so you will need Microsoft Office or Open Office to open it.

    Open Office is free and can be downloaded here.... OpenOffice.org - The Free and Open Productivity Suite

    ------------------------------------------------------------

    First Direct - Refund of Bank Charges...... **WON** (Offered full amount of £5200 2 days before court)

    Amex - Refund of charges..... **WON** (£330 refunded without much fight)

    First Plus PPI - **WON** (Full Refund of over £7000 + Interest)

    Norton Finance - Owe me over £6000 for mis-sold PPI - Starting court action in the new year!

    Barclaycard PPi - Ongoing (Being complete tos*ers!)

  12. #12
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    Default Re: Download PPI Calculator HERE (Single Premium PPI)

    like this. Worked for me. It looks like I have paid £5K interesticon on PPIicon alone though. Maybe I'm reading it wrong cos PPI amount was £5,821, or are some policies really this bad?

    Have only just started looking at this but can't believe PPI alone will costme £10k on a £12k loan over 10 years. APR 6.4%. am very shocked - very effective spreadsheet that!


  13. #13
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    Question Re: Download PPI Calculator HERE (Single Premium PPI)

    Hi

    New to this but bought a caravan in 2006 and had finance from capital bank plc arrangrd by caravan sales had to take payment protection as was not given option was lucky enough to find capital to pay it off can I still claim PPIicon back on it as borrowd 10,000 and had nearly 14,000 to pay back after 6 months


  14. #14
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    Default Re: Download PPI Calculator HERE (Single Premium PPI)

    hiya suzy yes clain it back i suggest u start a thread in the PPIicon FORUM where u will get plenty of help to do this PF


  15. #15
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    Default Re: Download PPI Calculator HERE (Single Premium PPI)

    Very useful worksheet - many thanks


  16. #16
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    Default Re: Download PPI Calculator HERE (Single Premium PPI)

    hiya
    ive got open office and cant seem to get this to open in there... can anyone help please... not really sure what im doing.. an idiots guide would be useful!!

    thanks in advance

    karen

    cap one - prelim letter sent 23/8 £460 owed
    partial refund, now sod off letter received 6/9
    lba 5/10, claim served 30th jan,
    CAP ONE SETTLED IN FULL 15thTH FEB!!!


    lloyds card services - prelim sent 23/8 £332 owed
    sod off rerceived 25/9
    lba 26/9
    claim issued via mcol 13/10
    awaiting papers from SC&M
    court date set for 26th March


    nat west - Data Protection Act sent 11/7.. non compliance.. considering court action.
    non compliance letter sent 29/8 giving them a further 7 days- gave them loads more days!!
    5/10 lba sent for pre action disclosure
    settled in full 2.1.07



    cahoot - Data Protection Act sent 7/8 on hold for a while

    Tesco - prelim sent 6/10 £200 owed

  17. #17
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    Smile Re: Download PPI Calculator HERE (Single Premium PPI)

    Hi I am looking for some advice and I think this is the best place to get it, I have a few outstanding loans that I am currently paying off through debt collectionicon agency's, I took these loans out back in 2004, during a bit of a bad period in my life?? 1 was with Northern Rock, 1 was with Natwest (current account/overdrafticon that got out of control) 1 capital bank (Car hpi), I dont have any of the payment details or loan agreements anymore, as you can understand they are very old loans etc, do you think it's worth me trying to retreave the paperwork from these company's??? I would like to know if this apply's to me???


  18. #18
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    Default Re: Download PPI Calculator HERE (Single Premium PPI)

    Hello

    You have posted on the wrong thread so I'm not sure you'll get many replies. One of the site team may move it for you.

    Try and find the account numbers so you can do a SARicon request as a first step to get your agreements and statements from the banks.

    I think it worth doing.


  19. #19
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    Default Re: Download PPI Calculator HERE (Single Premium PPI)

    Quote Originally Posted by edwardss123 View Post
    Hi I am looking for some advice and I think this is the best place to get it, I have a few outstanding loans that I am currently paying off through debt collectionicon agency's, I took these loans out back in 2004, during a bit of a bad period in my life?? 1 was with Northern Rock, 1 was with Natwest (current account/overdrafticon that got out of control) 1 capital bank (Car hpi), I dont have any of the payment details or loan agreements anymore, as you can understand they are very old loans etc, do you think it's worth me trying to retreave the paperwork from these company's??? I would like to know if this apply's to me???

    Yes, send a Subject access requesticon to each of your creditors, template letter in following link.

    Subject access request

    Can you then start a thread of your own and let me have the link, either here or in a pm and I will get these posts moved over for you.

    1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE
    2: Take back control of your finances - Debt Diaries
    3: Feel Bullied by Creditors or Debt Collectors? Read Here
    4: Staying Calm About Debt Read Here
    5: Forum rules - These have been updated - Please Read
    BCOBS

    When the Liberals and Conservatives were in opposition, they both agreed that banks should pay back high bank charges to customers. Nothing seems to have happened since they came into power as a coalition. PPI Insurance has been sorted. Now they should turn their attention to bank charges and help customers get exorbitant charges refunded.


    Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

    PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE

  20. #20
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    Default Re: Download PPI Calculator HERE (Single Premium PPI)

    good morning all

    I have tried half a dozen times to download the calculator and it fails every time.

    could anyone tell me exactly how to get access to, what appears from this thread, a very useful spreadsheet?

    many thanks in advance



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE