Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 3 of 3
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    sunshine01 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2008
    Posts
    1

    Default reclaiming bank charges

    Hi all! I am new to this so please be gentle. I would like some advice. I put a claim in to my bank (alliance & leicester) last year. They wrote back to say my claim was put on hold until the test case had gone to court.
    I recently heard that if you are on a low income there is a clause that your case can be dealt with now. As I am getting income support I wrote to my bank asking them to deal with my claim as i have a low income. They sent me a income and expenditure form, which I filled in and returned to them. I recieved a letter from my bank last week saying that they have thoroughly investigated my request and are satisfied that the fees that have been raised on my account are correct in accordance with there charging policy. But because of my personal circumstances they have agreed to refund £120.00 in regard to fees. The amount has been credited to my account. They then go on to say that they hope this matter is now resolved. They have given me 8 weeks to respond if they dont hear from me they will consider the matter closed.
    Obviously I am not happy with this as they have charged me almost £3500 other the last 6 yearsicon. So if any one knows what I should do next I would really appreciate any advice. Thanks:-?

    Similar Threads:

  2. #2
    Royalties Account Holder
    Help the CAG!!
    Download our toolbar
    Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    13,008

    Default Re: reclaiming bank charges

    The FSA has just extended the waivericon, but has given the banks directions as to to how they should treat complainants in financial difficulty, which you could qoute to A & L. See post #4 here:
    http://www.consumeractiongroup.co.uk...ts-waiver.html


  3. #3
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Nov 2006
    I am in
    Lancs
    Posts
    9,531

    Default Re: reclaiming bank charges

    Thread moved to the A&L forum.



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE