Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
+ Reply to Thread
Results 1 to 5 of 5
  1. 17th July 2008 11:01 #1
    stikky62 stikky62 is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         stikky62 Novitiate stikky62's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2008
    I am in
    ɐılɐɹʇsn∀
    Posts
    395

    Default Mis-sold CCA / PPI? ~ TCC regs/CCA reg9(4) ~ please help!

    Hi.
    I've a thread going in the debt collectionicon Industry forum regarding a CCA agreement which, although it looks enforceable to most, i think there's an issue with it being mis-soldicon due to the TCC regs / Regulation 9(4) of the Consumer Credit Act. Could someone well conversed with this sort of thing please take a look and offer me some advice.
    Thanks

    http://www.consumeractiongroup.co.uk...forceable.html

    Similar Threads:
    Currently playing games with D.L.C & Cabot
    Reply With Quote Reply With Quote
  2. 17th July 2008 16:02 #2
    adamski adamski is offline
    Classic Account Holder
    Help the CAG!!
    Make a contribution         adamski Informative adamski Informative adamski's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Cambridge
    Posts
    1,279

    Default Re: Mis-sold CCA / PPI? ~ TCC regs/CCA reg9(4) ~ please help!

    Hi
    The agreement looks enforceable to me.

    But on the positive side, the PPIicon does not appear to optional which it should be, no where on the credit agreement does it state this, also the box is pre ticked also a no no.

    Write to them claiming back the PPi onthese grounds, as it was in 1998 I would imagine that with interesticon it could be a large sum of money owed to you, I would not worry to much about it being so long ago i got a refund from a store card from 1997 from GE Money.

    Lloyds TSB (SARS) request sent 9th June 2006
    £2191 Moneyclaim Issued 11/08/2006, Acknowleded 17th August Defence 14 Sep, AQ returned 5/10/2006.SETTLED IN FULL £2,670 26/11/2006/ Lloyds Credit Card SETTLED IN FULL £267
    MBNA SETTLED IN FULL 15/09/2006 £829
    Citicard (SARS) request sent 22nd June 2006 Moneyclaim issued 19th Sep, Defence and AQ received 5/10/2006, AQ returned 5/10/2006, part refund received 10/10/2006
    GE MONEY SETTLLED IN FULL £400
    Barclaycard Me and Mrs SARS sent 19/10/2006 settled £350
    Welcome Finance PPI 2 accounts one settled £1018 waiting on other
    GE Money PPI 1 account settled 8/5/2008 £560 2nd account SETTLED IN FULL £3,599.78p 15thAugust 2008
    Lloyds TSB PPI CC complaint sent 10/04/2008
    Black Horse PPI with FOS 20/05/2008
    HFC PPI complaint sent 22/05/2008

    Reply With Quote Reply With Quote
  3. 17th July 2008 16:47 #3
    stikky62 stikky62 is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         stikky62 Novitiate stikky62's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2008
    I am in
    ɐılɐɹʇsn∀
    Posts
    395

    Default Re: Mis-sold CCA / PPI? ~ TCC regs/CCA reg9(4) ~ please help!

    Hi Adamski. Thanks for your response.

    Are there any template letters here for claiming back the PPIicon and any interesticon? I haven't got a clue what i need to say.

    I'm still not sure about the enforceablitity of it though. It was reading this thread and what PeterBard had to say thats got my doubts up.

    Currently playing games with D.L.C & Cabot
    Reply With Quote Reply With Quote
  4. 17th July 2008 18:56 #4
    adamski adamski is offline
    Classic Account Holder
    Help the CAG!!
    Make a contribution         adamski Informative adamski Informative adamski's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Cambridge
    Posts
    1,279

    Default Re: Mis-sold CCA / PPI? ~ TCC regs/CCA reg9(4) ~ please help!

    Heres a link to a template letter
    http://www.consumeractiongroup.co.uk...claimants.html

    Lloyds TSB (SARS) request sent 9th June 2006
    £2191 Moneyclaim Issued 11/08/2006, Acknowleded 17th August Defence 14 Sep, AQ returned 5/10/2006.SETTLED IN FULL £2,670 26/11/2006/ Lloyds Credit Card SETTLED IN FULL £267
    MBNA SETTLED IN FULL 15/09/2006 £829
    Citicard (SARS) request sent 22nd June 2006 Moneyclaim issued 19th Sep, Defence and AQ received 5/10/2006, AQ returned 5/10/2006, part refund received 10/10/2006
    GE MONEY SETTLLED IN FULL £400
    Barclaycard Me and Mrs SARS sent 19/10/2006 settled £350
    Welcome Finance PPI 2 accounts one settled £1018 waiting on other
    GE Money PPI 1 account settled 8/5/2008 £560 2nd account SETTLED IN FULL £3,599.78p 15thAugust 2008
    Lloyds TSB PPI CC complaint sent 10/04/2008
    Black Horse PPI with FOS 20/05/2008
    HFC PPI complaint sent 22/05/2008

    Reply With Quote Reply With Quote
  5. 17th July 2008 19:29 #5
    stikky62 stikky62 is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         stikky62 Novitiate stikky62's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2008
    I am in
    ɐılɐɹʇsn∀
    Posts
    395

    Default Re: Mis-sold CCA / PPI? ~ TCC regs/CCA reg9(4) ~ please help!

    Cheers for that ;-)

    Currently playing games with D.L.C & Cabot
    Reply With Quote Reply With Quote
« Previous Thread | Next Thread »

Browsealoud Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE