Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 3 of 3
  1. #1
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    meagain Highly informative meagain Highly informative meagain Highly informative meagain Highly informative meagain Highly informative meagain Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    May 2006
    I am in
    <---- over there
    Posts
    1,325

    Default Sale Of Goods Act - proposed response

    In the matter of a finance company supplying an unsuitable (broke down 2 miles from location, around the time their office closed for the weekend) and overvalued (by around 3x) vehicle:

    Under the Sale Of Goods Act 1979 (as amended) I am entitled to repair, replacement or refund. Repair evidently is not appropriate in this case. I am reliably informed that the approximate value of the vehicle as supplied in the condition as it appeared was £X/3, assuming no further mechanical faults, and not £X as stated on the HP agreement, therefore I cannot rely upon any valuation on a vehicle supplied by yourself, therefore excusing me from any requirement to accept a prescribed replacement.

    In lieu of the £X/10 deposit and the termination of the agreement without penalty, I am prepared to do the work in sourcing a suitable vehicle to the value of £X locally (and therefore removing a Z-mile round trip from the equation), since evidently the finance has already been arranged. Under these circumstances, the remainder of any rebates and compensation shall still be payable. If this is not acceptable, then your only option shall be a full and complete refund, and my release from the agreement without penalty.

    I am informed that you have made requirements for the vehicle to be collected from its current location. Once you have confirmed a full refund or that the finance will be available on a replacement vehicle, the keys shall be released to you.

    (Further details attached)
    The "further details" make it clear in no uncertain terms that the vehicle is being rejected as being unsatisfactory, unfit for purpose, and not as described, as well as reminding them that the burden of proof lies with them. Sound good as a start?

    If anyone's interested, I may let you in on the mammoth notice that was drafted to make it absolutely clear that the goods are rejected.

    Similar Threads:
    HSBCLloyds TSBcontractual interestNew Tax Creditscoming for you?NTL/Virgin Media

    Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941


  2. #2
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    daKlone Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2008
    Posts
    72

    Default Re: Sale Of Goods Act - proposed response

    Just trying to be helpfull...I'd say it's got a lot of words but is not very clear. Try using shorter sentances. Surely the first thing to state is that you are rejecting the car, then the reasons, then what you would like to happen?

    A few things aren't clear - Why is repair not appropriate? Who says the car is only worth £X/3? Are you asking to find your own vehicle using the existing finance?

    Not trying to be critical (well I suppose I am, but in a constructive way), I just think it could use some work.


  3. #3
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    meagain Highly informative meagain Highly informative meagain Highly informative meagain Highly informative meagain Highly informative meagain Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    May 2006
    I am in
    <---- over there
    Posts
    1,325

    Default Re: Sale Of Goods Act - proposed response

    Quote Originally Posted by daKlone View Post
    Just trying to be helpfull...I'd say it's got a lot of words but is not very clear. Try using shorter sentances. Surely the first thing to state is that you are rejecting the car, then the reasons, then what you would like to happen?
    There's plenty to say the vehicle is rejected. I've removed the very first line, which contains too much identifiable information to be worth censoring, but starts off saying so. The attached note says it several times in bold. There should be no confusion on their end over the fact that the car is being rejected.

    A few things aren't clear - Why is repair not appropriate? Who says the car is only worth £X/3? Are you asking to find your own vehicle using the existing finance?
    These details I would rather not reveal publicly. Suffice it to say the vehicle broke down on the way home, and a closer inspection showed up damage that wasn't visible at first. Valuation based on comparable vehicles, and came from someone who happens to work at a local main dealership. If they refuse, then I guess the HP can be considered null and void due to the misstatement of the value of the underlying goods.

    HSBCLloyds TSBcontractual interestNew Tax Creditscoming for you?NTL/Virgin Media

    Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE