Thread: Loanmakers Ppi Purchased Before Jan 05

I have contacted Loanmakers about being missold PPI.
It was sold to me in September 2003.
Loanmakers have rejected my claim due to the date it was sold stating that i was given an "information only service " from them and it was my chioce to proceed with the policy.They have stated that "General Insurance "was not regulated until January 2005.
Could anybody advise me on how to proceed with this claim. The fos have said they cannot handle the case because of when it was taken out.
Has anybody else come up against this problem?
Does anybody know if this complaint can be taken to the Small Claims Court or has anyone gone down this route.
Any information would be greatly appreceiated.
Thanks


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Hi

They may have been regulated by the Financial Leasing Association before 2005, worth checking on their website to see if the company was under their watchful eye. You can then make a complaint to them if it was under their juristriction.

Here is a link:

FLA :: Complaints :: Complaints

Worth checking first with a phone call to see if that company was registered there. If you have no joy there, then you probably will have to file a court claim against them.

Thanks for your help ukaviator.Loanmakers are not listed as members of the FLA. I have have written to Loanmakers giving them 14 days to refund my money or face having to go to court.I think this is going to drag on a little but i have plenty of time so will keep trying.
Do you know of anyone who has taken loanmakers to court and if so what was the result?