Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
9th June – Standard letter received from Barclays, “documents to follow”, check returned
15th June – 6 years of statements received, from Open Plan.
16th June – Preliminary approach for repayment & list of charges, sent to Woolwich.
22nd June – Negative response received, saying they would aim to resolve by 17th July.
22nd June – lba sent to Woolwich giving 14 days before MCOL. (MCOL 8th July)
28th June – Your claim has escalated to Head Office(Barclays), sent from Woolwich.
29th June – Sorry you’re not happy, and complaints leaflet. Received from Barclays.
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So I guess about Monday 10th July I will be filling a claim with MCOL.
At this point I am in need of support, starting to get shaky now!
All support will be much appreciated..
Any predictions on what’s next? (I like to know what to expect!) :-}
Good luck, I'm just behind you in the claiming stakes against the Woolwich. (I'm the case wanting to give my lads a holiday).
Keep us informed of how it's going and if you want a chat anytime just send me (philiprose06@aol.com) an e-mail. You know what they say about a problem shared.
You can get all the support you need on this site. No need to be shaky, you have done nothing wrong, you haven't broken the law, you are just claiming what is rightfully yours. Every time you feel a little doubtful just remind yourself of that.
Best of luck, although you won't need it.
Lloyds TSB - £972
S.A.R, prelim and LBA sent
Claim acknowledged
Defence received
AQ 20/06/06 ***FULL SETTLEMENT RECEIVED 20/07/06***
Woolwich - £2288
S.A.R, prelim and LBA sent.
Offered half
Moneyclaim filed online 02/08/06
Judgement filed online 23/08/06
WARRANT FILED ONLINE 30/08/06
MONEY RECEIVED BY BALIFF 04/10/06 ***FULL SETTLEMENT RECEIVED 09/10/06***
Smile - £175
Pelim 23/06/06 ***FULL SETTLEMENT RECEIVED 07/07/06***
My Ex vs Woolwich - £715
S.A.R sent 30/08/06
Pelim 06/10/06
LBA 20/10/06
Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
No, inorder to claim the 8% it must be included in your particulars of claim:
Claimant claims interest under Sec.69 of the County Courts Act 1984 at a rate of 8% a year from(Date of 1st charge) to (Date of Claim) of (£0.00) and also interest at same rate up to the date of judgment or earlier payment at a daily rate of (£0.00).
Moneyclaim Form
On the front, VALUE, simply put
Bank charges - £XXXX interest - £XXX
Court costs - £XXX
Total of - £XXXX
Plus daily interest at 8% of £0.XXp from the date of issue until settlement.
Below this, in the box marked Amount claimed, this should be charges plus initial interest shown above.
Piticulars of claim:-
BLAH BLAH - The claimant claims
£900.50, being the sum unlawfully debited.
The claimant claims interest pursuant to
S69 of the County Courts Act 1984 at the
rate of 8% per annum, being the sum of
£291.37
Hope this is correct, Thanks MICHAEL for your info!
Piticulars of claim:-
The claimant claims interest pursuant to
S69 of the County Courts Act 1984 at the
rate of 8% per annum, being the sum of
£291.37
Claimant claims interest under Sec.69 of the County Courts Act 1984 at a rate of 8% a year from(Date of 1st charge) to (Date of filing claim) of £291.37 and also interest at same rate up to the date of judgment or earlier payment at a daily rate of £0.20p (= Amount claimed x 0.022).
Ive just completed my MCOL, and paid the £80 fee.
On filling in the online form apart from the above everything seemed simple.
However, it did not ask which court. I assumed this would be done according to my address or the later allocation questionair. After completing I printed the PDF claim form, and in the top right corner it says " In The NORTHAMPTON county court". OMG! should'nt this be my local court??
Today I recived an acknowledgment of service from NORTHAMPTON county court, has the above (post11) says it will be redirected to my local court. Can anyone else confirm this and give me an idea when this will happen, as I am getting alittle worried now!
Yep, it will be allocated to your local court. Don't worry, this is the procedure. Just follow each step and you'll be fine.
Lloyds TSB - £972
S.A.R, prelim and LBA sent
Claim acknowledged
Defence received
AQ 20/06/06 ***FULL SETTLEMENT RECEIVED 20/07/06***
Woolwich - £2288
S.A.R, prelim and LBA sent.
Offered half
Moneyclaim filed online 02/08/06
Judgement filed online 23/08/06
WARRANT FILED ONLINE 30/08/06
MONEY RECEIVED BY BALIFF 04/10/06 ***FULL SETTLEMENT RECEIVED 09/10/06***
Smile - £175
Pelim 23/06/06 ***FULL SETTLEMENT RECEIVED 07/07/06***
My Ex vs Woolwich - £715
S.A.R sent 30/08/06
Pelim 06/10/06
LBA 20/10/06
Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
In your amount claimed you need to add your interest in that amount
ie
Amount Claimed - £1191.87 (original amount plus 8%)
Court Fee - £80.00
Solicitor Costs - £0.00
Total Amount - £1271.87 (amount claimed plus court fee)
otherwise they will think you are only claiming the original amount.
I made the same mistake I didn't add my (£900 interest)then had to fill out an N244 form and ammend my N1 form and send it back to the court with a £35 cheque.
Piticulars of claim:-
BLAH BLAH - The claimant claims
£900.50, being the sum unlawfully debited.
The claimant claims interest pursuant to
S69 of the County Courts Act 1984 at the
rate of 8% per annum, being the sum of
£291.37
Hope this is correct, Thanks MICHAEL for your info!
10th July - I filled a claim with MCOL.
In between these dates recived and sent other bits of paper.(general, AQ ect.)
14th September - recived a NOTICE OF TRANSFER PROCEEDINGS saying " This claim has been transferred to the Cardiff county court for allocation".
20th September - recived a GENERAL FORM OF JUDGMENT ORDER saying It is orderd that "1.Case is stayed pending further order of the court."
Lloyds TSB - £972
S.A.R, prelim and LBA sent
Claim acknowledged
Defence received
AQ 20/06/06 ***FULL SETTLEMENT RECEIVED 20/07/06***
Woolwich - £2288
S.A.R, prelim and LBA sent.
Offered half
Moneyclaim filed online 02/08/06
Judgement filed online 23/08/06
WARRANT FILED ONLINE 30/08/06
MONEY RECEIVED BY BALIFF 04/10/06 ***FULL SETTLEMENT RECEIVED 09/10/06***
Smile - £175
Pelim 23/06/06 ***FULL SETTLEMENT RECEIVED 07/07/06***
My Ex vs Woolwich - £715
S.A.R sent 30/08/06
Pelim 06/10/06
LBA 20/10/06
Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.