Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
hi i am wondering surely you cant claim if it was your own fault for exceeding your overdraft for example i have been with cahoot for a few years now always in my overdraft limit often i go over the limit and they charge £30 each time and what interest, i do think this charge is a lot but surely i cant claim please help im confused
You most certainly can claim, back to 6yrs ago!!! they are allowed to charge but only what it costs them, and it dont cost £30. so go for it, on first page you will find in the bank templates library a DPA letter, send that off ok?good luck
I QUESTION THEREFORE I AM!!
Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!
Cahoot
JBD issued - 27/07/06, warrant issued 08/08/06 First Direct
Settled in Full Capital One
Prelim Sent Citi Financial
Offer of difference betwen £30 and £12 GE Capital - Evans Card, Data Protection Act Argos Card, DPA Barclay Card, 8th May-DPA, 14th July- 2nd DPA (asking complete history!!) Egg Card & Egg Loan,DPA NatWest Card
LBA Vodfone
3rd letter re: default Studio & Ace
Prelim for Studio e-mailed
Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.
help im new
for example i have been with cahoot for a few years now always in my overdraft limit often i go over the limit and they charge £30 each time and what interest, i do think this charge is a lot but surely i cant claim please help im confused
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Re: help im new
