Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have been going through some paperwork about loan that I had in 2003 which was a secured loan and notice that there alot of charges were applied when my husband and I were going through a difficult financial period.
I wondered if I were able to start to claim these charges back as they were for late payments, sending out default letters etc.
The other information I would like to know is who would I send the letter to as I think that they are part of the HFC Bank?
I would be really grateful if someone was able to help me on this issue.
Regards,
Sarah5318