Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
If you agree then Lloyds will pay a reduced fee for applying for a stay. If you disagree you may have to attend a hearing to put forward your reasons for objecting. Although such hearings are quite rare now the courts seem to stay the claims as a matter of course.
You don't have to respond at all in which case it will be taken that you do not agree.